1440 Cedarhurst Rd, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1440 Cedarhurst Rd, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,000 sqft · built 1978
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (Oct 2025)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-000-03297000`

Property Details

APN / Parcel Number

Primary APN	`07-000-03297000`
Alternative APNs	`700003297000` `00003297000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	240 sqft
Deck Area	80 sqft
Shed	1 Shed
Shed Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	00003297000
Street Address	1440 CEDARHURST RD
City	SHADY SIDE
State	MD
Zip	20764-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.39 ACRE NR CEDARHURST
Legal Subdivision	NR CEDARHURST
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1440 CEDARHURST RD, SHADY SIDE, MD 20764-9507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed, Transfer · Conventional Mortgage TRUIST BANK
May 6, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Nov 2, 1994 · Amount on Record
Deed Book / Page	41715 / 110
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 7, 2025
Property Address	1440 CEDARHURST RD, SHADY SIDE, MD 20764-9507
Document Number	0417150110
Book / Page	41715 / 110
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,195.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1440 CEDARHURST RD, SHADY SIDE, MD 20764-9507

Mortgage

Document Number	0041715118
Date	Oct 7, 2025
Instrument	41715/118

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1440 CEDARHURST RD, SHADY SIDE, MD 20764-9507
Document Number	0309720141
Book / Page	030972 / 000141
Instrument Date	May 6, 2016
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1440 CEDARHURST RD SHADY SIDE MD 207649507, SHADY SIDE, MD 20764-9507

Mortgage

Document Number	0309720141
Date	May 26, 2017
Book Page	030972/000141

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,300 (+6.32%) Land $152,700 Building $268,600	$421,300 (-) Land $152,700 Building $268,600
2025	$2,483.00 (+34.36%) Homeowner's exemption	$396,267 (+14.46%)	$421,300 (+21.69%) Land $152,700 Building $268,600
2023	$1,848.00 Homeowner's exemption	$346,200 Land $152,700 Building $193,500	$346,200 Land $152,700 Building $193,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 250 policies
Nearby Flood Policies	250 in force
Nearby Flood Claims	200 (1979–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 147 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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