1440 Cedar Point Rd SE, Oronoco, MN 55960 Property Records

Olmsted County property record for 1440 Cedar Point Rd SE, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,650 sqft · built 2015
Lot Size	0.796 acres (34,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2019)
Tax Bill	$8,732 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84.20.11.070127`

Property Details

APN / Parcel Number

Primary APN	`84.20.11.070127`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,650 sqft Living Area
1st Floor Area	1,124 sqft
2nd Floor Area	1,526 sqft
Basement Area	1,124 sqft
Finished Basement	900 sqft
Unfinished Basement	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	34,674 sqft (0.796 acres)
Garage Type	Attached
Garage Area	997 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	219 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1440 CEDAR POINT RD SE
City	ORONOCO
State	MN
Zip	55960-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-108 RANGE-014 CEDAR WOODLANDS LOT-001 BLOCK-001 LOT 1 BLK 1
Legal Range	14
Legal Township	108
Legal Section	20
Legal Subdivision	CEDAR WOODLANDS
Legal Block	1
Legal Lot Number	1
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1053
Census Tract	1902

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1440 CEDAR POINT RD SE, ORONOCO, MN 55960-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Dec 8, 2020	Transfer on Death Deed, Transfer
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Jan 7, 2016 · Amount on Record
Deed Document Number	20191474071
Last Transfer Date	Dec 7, 2020
Transfer Doc	A1519760
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1440 CEDAR POINT RD SE, ORONOCO, MN 55960-3109
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1516101
Date	Nov 2, 2020
Instrument	A-1516101

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

December 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OLMSTED MN
Recording Date	Dec 8, 2020
Property Address	1440 CEDAR POINT RD SE, ORONOCO, MN 55960-3109
Document Number	A1519760
Instrument Date	Dec 7, 2020
Instrument	A-1519760
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 17, 2019
Property Address	1440 CEDAR POINT RD SE, ORONOCO, MN 55960-3109
Document Number	A1474071
Instrument Date	Jun 10, 2019
Instrument	A-1474071
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1440 CEDAR POINT RD SE, ORONOCO, MN 55960-3109

Mortgage

Document Number	A1474072
Date	Jun 17, 2019
Instrument	A-1474072

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,732.00 (+1,002.53%) Homeowner's exemption
2025	$792.00 Homeowner's exemption	$608,100 (+5.12%) Land $125,000 Building $483,100	$608,100 (+5.12%) Land $125,000 Building $483,100
2024		$578,500 Land $100,000 Building $478,500	$578,500 Land $100,000 Building $478,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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