Orange County property record for 1440 Cavendish Rd, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,074 sqft · built 1948 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Aug 2020) |
| Tax Bill | $6,128 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-22-29-6432-07-320 |
| Primary APN | 12-22-29-6432-07-320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,074 sqft Living Area |
| Gross Area | 1,396 sqft |
| 1st Floor Area | 1,074 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1440 CAVENDISH RD |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-5510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | ORWIN MANOR WESTMINSTER SEC J/118 LOT 32 BLK 7 |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 12 |
| Legal Subdivision | ORWIN MANOR WESTMINSTER |
| Legal Tract | 6432 |
| Legal Block | 7 |
| Legal Lot Number | 32 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 19000 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1521 HIGHLAND RD, WINTER PARK, FL 32789-5710 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Mar 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Document Number | 2020424966 |
| Prior Transfer Date | Aug 10, 2020 |
| Prior Transfer Doc | 0000424966 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 12, 2020 |
| Property Address | 1440 CAVENDISH RD, WINTER PARK, FL 32789-5510 |
| Document Number | 0000424966 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 424966 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1521 HIGHLAND RD WINTER PARK FL 327895710, WINTER PARK, FL 32789-5710 |
| Document Number | 424967 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 424967 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1440 CAVENDISH RD, WINTER PARK, FL 32789-5510 |
| Document Number | 0000038479 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1440 CAVENDISH RD WINTER PARK FL 327895510, WINTER PARK, FL 32789-5510 |
| Document Number | 0000038479 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 38479 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 24, 2017 |
| Property Address | 1440 CAVENDISH RD, WINTER PARK, FL 32789-5510 |
| Document Number | 0000160786 |
| Map Reference | MB J PG 118 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 20170160786 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,886.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1258 MUNSTER ST, 1258, ORLANDO, FL 32803-1135 |
| Name | Verified Name |
|---|---|
| Address | 1440 CAVENDISH RD, WINTER PARK, FL 32789-5510 |
| Document Number | 0000160787 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 20170160787 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,118 (+1%) | $470,360 (+17.42%) Land $297,000 Building $173,360 | |
| 2025 | $6,128.00 (+6.44%) | $374,653 (-1.99%) | $400,580 (+4.79%) Land $220,000 Building $180,580 |
| 2024 | $5,757.00 (+7.05%) | ||
| 2023 | $5,378.00 (+17.86%) | $382,267 (+21.5%) Land $220,000 Building $162,267 | $382,267 (+21.5%) Land $220,000 Building $162,267 |
| 2022 | $4,563.00 | $314,633 Land $175,000 Building $139,633 | $314,633 Land $175,000 Building $139,633 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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