Volusia County property record for 1440 Carlow Cir, Ormond Beach, FL 32174 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,812 sqft Living Area |
| Lot Size | 4,900 sqft (0.113 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,000 (2023) |
| Tax Bill | $4,363.00 (2025) |
| Primary APN | 3114-06-00-0540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 2,295 sqft Gross Area |
| 1st Floor | 1,684 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Row Home Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,900 sqft (0.113 acres) |
| Depth X Width | 140 ft x 35 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 6297771 |
|---|---|
| Street Address | 1440 CARLOW CIR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-2897 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 54 HALIFAX PLANTATION UNIT II SECTION J MB 50 PGS 126-130 INC PER OR 5519 PG 4527 PER OR 7885 PG 1356 PER OR 8435 PG 3492 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 14 |
| Legal Subdivision | HALIFAX PLANTATION UNIT II |
| Legal Tract | 06 |
| Legal Lot Number | 54 |
| Legal Unit | II |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 80102 |
Source: Volusia County records · APN 3114-06-00-0540
Assessment roll updated March 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1440 CARLOW CIR, ORMOND BEACH, FL 32174-2897 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU |
| Jul 27, 2020 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Prior Sale | Mar 30, 2005 · Amount on Record |
| Deed Doc Number | 2023148271 |
| Deed Book / Page | 8435 / 3492 |
| Prior Transfer Date | Jul 15, 2020 |
| Prior Transfer Doc | 0078851356 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 20, 2023 |
| Property Address | 1440 CARLOW CIR, ORMOND BEACH, FL 32174-2897 |
| Document Number | 0084353492 |
| Book / Page | 8435 / 3492 |
| Map Reference | MB 50 PG 126-130 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2023148271 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | SMART TITLE SERVICES, SMARTTITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1440 CARLOW CIR, ORMOND BEACH, FL 32174-2897 |
| Name | Verified Name |
|---|---|
| Address | 1440 CARLOW CIR, ORMOND BEACH, FL 32174-2897 |
| Document Number | 0084353494 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 8435/3494 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Aug 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 10.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 27, 2020 |
| Property Address | 1440 CARLOW CIR, ORMOND BEACH, FL 32174-2897 |
| Document Number | 0078851356 |
| Book / Page | 7885 / 1356 |
| Map Reference | MB 50 PG 126 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020-136658 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1440 CARLOW CIR, ORMOND BEACH, FL 32174-2897 |
| Document Number | 0078851358 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 7885/1358 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 01, 2021 |
| Index | 1-Year LIBOR |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,256 (+1.48%) Land $42,000 Building $238,256 | $280,256 (+1.48%) Land $42,000 Building $238,256 | |
| 2025 | $4,363.00 (+162.52%) Homeowner's exemption | $276,179 (+83.46%) Land $42,000 Building $234,179 | $276,179 (-4.24%) Land $42,000 Building $234,179 |
| 2023 | $1,662.00 (+4.33%) Senior Citizen's exemption | $150,542 (+3%) | $288,407 (+9.91%) Land $30,000 Building $258,407 |
| 2022 | $1,593.00 Senior Citizen's exemption | $146,157 | $262,407 Land $35,000 Building $227,407 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 69% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 407 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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