1440 Bluff Loop, Dundee, FL 33838 Property Records

Polk County property record for 1440 Bluff Loop, Dundee, FL 33838 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,776 sqft Living Area
Lot Size	10,280 sqft (0.236 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2008)
Tax Bill	$643.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835823-000180`
Alternative APN	`72827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,776 sqft Living Area
Gross Area	2,304 sqft Gross Area
1st Floor	1,776 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,280 sqft (0.236 acres)
Depth X Width	128 ft x 80 ft Depth x Width
Garage Type	Attached Garage
Garage Area	528 sqft Garage
Porch Area	107 sqft Porch

Location & Zoning

Street Address	1440 BLUFF LOOP
City	DUNDEE
State	FL
Zip	33838-4400
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE BLUFFS OF DUNDEE PB 105 PG 16 LOT 18
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	BLUFFS OF DUNDEE
Legal Tract	835823
Legal Block	1
Legal Lot Number	18
Jurisdiction	POLK FL
Minor Civil Division	HAINES CITY
Census Blockgroup	1
Census Block	1062
Census Tract	14121

Owner

Source: Polk County records · APN 27-28-27-835823-000180

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1440 BLUFF LOOP, DUNDEE, FL 33838-4400
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2008 · Amount on Record
Deed Sale	Aug 25, 2008 · Amount on Record
Prior Sale	Dec 28, 2000 · Amount on Record
Deed Doc Number	2008144415
Deed Book / Page	7705 / 504
Transfer Doc	4094002014
Record Refreshed	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1440 BLUFF LOOP, DUNDEE, FL 33838-4400
Document Number	0110470342
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3601 BAKER DAIRY RD #120 HAINES CITY FL 338449194, 120, HAINES CITY, FL 33844-9194

Mortgage

Document Number	0110470342
Date	Nov 19, 2019
Book Page	011047/000342
Instrument	246246

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30087

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (-15.06%) Homeowner's exemption	$76,065 (+5.99%)	$198,923 (-8.79%) Land $31,000 Building $167,923
2023	$757.00 (+0.8%) Homeowner's exemption	$71,768 (+3%)	$218,090 (+13%) Land $30,000 Building $188,090
2022	$751.00 Homeowner's exemption	$69,678	$193,007 Land $25,000 Building $168,007

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 813 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.