1440 Bell Ave, Sacramento, CA 95838 Property Records

Sacramento County property record for 1440 Bell Ave, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,253 sqft · built 1995
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2016)
Tax Bill	$5,034 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`237-0161-033-0000`

Property Details

APN / Parcel Number

Primary APN	`237-0161-033-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
Gross Area	1,663 sqft
1st Floor Area	1,253 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1440 BELL AVE
City	SACRAMENTO
State	CA
Zip	95838-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12 AND S 1/2 OF LOTS 13 & 14 BLK 1 YOUNGS HEIGHTS
Legal Subdivision	YOUNGS HEIGHTS
Legal Block	1
Legal Lot Number	12-14
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	6502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1440 BELL AVE, SACRAMENTO, CA 95838-2806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2016 · Amount on Record
Deed Sale	May 18, 2016 · Amount on Record
Prior Sale	Sep 9, 2010 · Amount on Record
Deed Book / Page	20160518 / 1291
Prior Transfer Date	Mar 23, 2010
Prior Transfer Doc	0000000430
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1440 BELL AVE, SACRAMENTO, CA 95838-2806
Document Number	2101150073
Instrument Date	Nov 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 BELL AVE SACRAMENTO CA 958382806, SACRAMENTO, CA 95838-2806

Mortgage

Document Number	2101150073
Date	Jan 15, 2021
Instrument	2101150073

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1440 BELL AVE, SACRAMENTO, CA 95838-2806
Document Number	1710270218
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 BELL AVE SACRAMENTO CA 958382806, SACRAMENTO, CA 95838-2806

Mortgage

Document Number	1710270218
Date	Oct 27, 2017
Instrument	1710270218

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Secondary School District	Twin Rivers Unified School District (7-12) (07 - 12)
Elementary School District	Robla Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,050 (+1.58%) Land $72,444 Building $335,606
2025	$5,034.00 (+3.82%) Homeowner's exemption	$401,717 (+10.23%) Land $71,024 Building $330,693
2024	$4,849.00 (+2.58%)
2023	$4,727.00 (+26.76%) Homeowner's exemption	$364,420 Land $68,267 Building $296,153
2022	$3,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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