Montgomery County property record for 1440 Ambridge Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,252 sqft · built 1970 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jul 2021) |
| Tax Bill | $8,557 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 01001 0009 |
| Primary APN | O68 01001 0009 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| 1st Floor Area | 2,204 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 37,462 sqft |
| Lot Dimensions | 283 ft deep x 133 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 336 sqft |
| Patio Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1440 AMBRIDGE RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-4922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 248 BLACK OAK ESTS 2-2 |
| Legal Subdivision | BLACK OAK ESTS 2-2 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40303 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1440 AMBRIDGE RD, DAYTON, OH 45459-4922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 27, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 5, 2018 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on Record |
| Deed Sale | Jul 1, 2021 · Amount on Record |
| Prior Sale | Jan 5, 2018 |
| Deed Document Number | 202100049986 |
| Prior Transfer Date | Mar 27, 2020 |
| Prior Transfer Doc | 2020-00019138 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1440 AMBRIDGE RD, DAYTON, OH 45459-4922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049987 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-00049987 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 27, 2020 |
| Property Address | 1440 AMBRIDGE RD, DAYTON, OH 45459-4922 |
| Document Number | 0000019138 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 19138 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $465.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2336 LOWER BELLBROOK RD SPRING VALLEY OH 453708774, SPRING VALLEY, OH 45370-8774 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 5, 2018 |
| Property Address | 1440 AMBRIDGE RD, DAYTON, OH 45459-4922 |
| Document Number | 0000000856 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 856 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1440 AMBRIDGE RD CENTERVILLE OH 454594922, CENTERVILLE, OH 45459-4922 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135,140 (+10.94%) Land $21,740 Building $113,400 | ||
| 2024 | $8,557.00 (+21.1%) | ||
| 2023 | $7,066.00 (+9.5%) | $121,810 (+38.09%) Land $21,740 Building $100,070 | $386,100 (+53.2%) Land $62,100 Building $324,000 |
| 2022 | $6,453.00 | $88,210 Land $15,750 Building $72,460 | |
| 2020 | $252,030 Land $45,000 Building $207,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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