1440 5th St, Imperial Beach, CA 91932 Property Records

San Diego County property record for 1440 5th St, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 1977
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Aug 2021)
Tax Bill	$9,897 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`632-251-21-00`

Property Details

APN / Parcel Number

Primary APN	`632-251-21-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,643 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	114 ft deep x 60 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1440 5TH ST
City	IMPERIAL BEACH
State	CA
Zip	91932-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6000
Legal Description	BLK 16 LOTS 23 & 24 /EXC S 1/2 OF LOT 23/ TR 001107
Legal Subdivision	SEASIDE POINT
Legal Tract	001107
Legal Block	16
Legal Lot Number	23,24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	10201

Owner

1440 5th St is owned and occupied by two individuals who bought it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1440 5TH ST, IMPERIAL BEACH, CA 91932-3210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Aug 31, 2021	Grant Deed, Transfer · Conventional Mortgage CABRILLO CU
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 30, 2020	Quit Claim Deed, Transfer CABRILLO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Sep 29, 1989 · Amount on File
Deed Document Number	2021620593
Prior Transfer Date	Sep 24, 1996
Prior Transfer Doc	0000167400
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1440 5TH ST, IMPERIAL BEACH, CA 91932-3210
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 5TH ST, IMPERIAL BCH, CA 91932-3210

Mortgage

Document Number	0000691665
Date	Oct 4, 2021
Instrument	2021-0691665

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2021
Property Address	1440 5TH ST, IMPERIAL BEACH, CA 91932-3210
Document Number	0000620593
Map Reference	MAP 1107
Instrument Date	Aug 10, 2021
Instrument	2021-0620593
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1440 5TH ST, IMPERIAL BEACH, CA 91932-3210

Mortgage

Document Number	0000620594
Date	Aug 31, 2021
Instrument	2021-0620594

Lender

Name	CABRILLO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1440 5TH ST, IMPERIAL BEACH, CA 91932-3210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218226
Date	May 31, 2018
Instrument	2018-0218226

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2043

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2020
Property Address	1440 5TH ST, IMPERIAL BEACH, CA 91932-3210
Document Number	0000343395
Instrument Date	Jun 24, 2020
Instrument	343395
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1913 RANCHO WINCHESTER LN EL CAJON CA 920193679, EL CAJON, CA 92019-3679

Mortgage

Document Number	343396
Date	Jun 30, 2020
Instrument	343396

Lender

Name	CABRILLO CU
Address	SAN DIEGO, CA 92131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1440 5th St was $9,897 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,701 (+2%) Land $568,276 Building $189,425
2025	$9,897.00 Homeowner's exemption	$742,845 Land $557,134 Building $185,711
2023	$9,211.00 (+2.33%) Homeowner's exemption	$714,000 Land $535,500 Building $178,500
2022	$9,001.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1440 5th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 individual policies
Nearby Flood Policies	216 units insured incl. 171 condo units
Nearby Flood Claims	1 (2010)
Most Recent Claim	Feb 2010 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 5th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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