1440 3rd Ct, Vero Beach, FL 32960 Property Records

Indian River County property record for 1440 3rd Ct, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,279 sqft · built 1958
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jan 2020)
Tax Bill	$4,105 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`33-40-07-00001-0013-00020.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-07-00001-0013-00020.0`
Alternative APN	`94633`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	1,279 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Wood Sheathing
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	153 ft deep x 60.6 ft wide
View / Lot	Canal/Waterfront
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Driveway	Concrete Driveway
Driveway Area	1,350 sqft

Exterior Amenities

Porch	Porch
Porch Area	489 sqft
Deck Area	126 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1440 3RD CT
City	VERO BEACH
State	FL
Zip	32960-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-10
Legal Description	ROCK RIDGE UNIT 5 BLK M LOT 20 PBI 5-2
Legal Range	40E
Legal Township	33S
Legal Section	07
Legal Subdivision	ROCK RIDGE SUBDIVISION UNIT NO 5
Legal Block	M
Legal Lot Number	20
Legal Unit	5
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2043
Census Tract	50401

Owner

1440 3rd Ct is owned and occupied by two individuals who bought it in January 2020.

Source: Indian River County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1440 3RD CT, VERO BEACH, FL 32960-5806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on File
Deed Sale	Jan 8, 2020 · Amount on File
Prior Sale	Dec 10, 1998 · Amount on File
Deed Document Number	20201239
Deed Book / Page	3267 / 1727
Prior Transfer Date	Jun 10, 2015
Prior Transfer Doc	0000021529
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 8, 2020
Property Address	1440 3RD CT, VERO BEACH, FL 32960-5806
Document Number	0032671727
Book / Page	003267 / 001727
Instrument Date	Jan 8, 2020
Instrument	1239
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1440 3RD CT VERO BEACH FL 329605806, VERO BEACH, FL 32960-5806

Mortgage

Document Number	32671729
Date	Jan 8, 2020
Book Page	003267/001729
Instrument	1240

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 21, 2017
Property Address	1440 3RD CT, VERO BEACH, FL 32960-5806
Document Number	0030170599
Book / Page	003017 / 000599
Instrument Date	Mar 22, 2017
Instrument	21531
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 201622 ARLINGTON TX 760061622, ARLINGTON, TX 76006-1622

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 21, 2017
Property Address	1440 3RD CT, VERO BEACH, FL 32960-5806
Document Number	0030170596
Book / Page	003017 / 000596
Instrument Date	Jun 10, 2015
Instrument	21529
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	216 DEER RUN DR SHELBURNE VT 054827654, SHELBURNE, VT 05482-7654

Tax Assessment & Valuation

The 2025 property tax bill for 1440 3rd Ct was $4,105.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,105.00	$265,756 Land $124,551 Building $141,205	$265,756 Land $124,551 Building $141,205
2023	$3,525.00 (+17.54%)	$267,584 (+31.74%) Land $124,551 Building $143,033	$267,584 (+31.74%) Land $124,551 Building $143,033
2022	$2,999.00	$203,108 Land $77,845 Building $125,263	$203,108 Land $77,845 Building $125,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 3rd Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 212 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	433 units insured incl. 221 condo units
Nearby Flood Claims	411 (1979–2024)
Claims Outside the SFHA	51 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Irma, Sep 2017 · 25 claims Hurricane Frances, Sep 2004 · 291 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1440 3rd Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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