Collier County property record for 144 Wilderness Cay, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 2,091 sqft · built 2022 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,600,000 (Feb 2026) |
| Tax Bill | $15,749 (2025) |
| Deeds & Mortgages | Sep 2021 Construction Loan Oct 2024 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 571300 197D09 |
| Primary APN | 571300 197D09 |
|---|---|
| Alternative APN |
|
| Building Area | 2,091 sqft Living Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,939 sqft (0.32 acres) |
| Pool Area | 252 sqft |
| Deck Area | 787 sqft |
| Street Address | 144 WILDERNESS CAY |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | PORT OF THE ISLANDS (THE CAYS) PHASE II LOT 19 |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 9 |
| Legal Subdivision | PORT OF THE ISLANDS (THE CAYS) PHASE II |
| Legal Phase | 2 |
| Legal Tract | 571300 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 1 |
| Census Block | 1162 |
| Census Tract | 11113 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 104 PRAIRIE CT, MORTON GROVE, IL 60053-2287 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Oct 31, 2024 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Feb 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA |
| Feb 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Feb 20, 2020 · Amount on Record |
| Deed Document Number | 20266790220 |
| Deed Book / Page | 6557 / 2229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 144 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6252, KETCHIKAN, AK 99901-1252 |
| Document Number | 0060082129 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 6008/2129 |
| Instrument | 6124436 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 144 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 144 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Document Number | 0064102239 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 6410/2239 |
| Instrument | 6607682 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Feb 26, 2026 |
| Property Address | 144 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Document Number | 0065572229 |
| Book / Page | 6557 / 2229 |
| Map Reference | MB 21 PG 1-4 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 6790220 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 517, CRAIG, AK 99921-0517 |
| Name | Verified Name |
|---|---|
| Address | 104 PRAIRIE CT, MORTON GROVE, IL 60053-2287 |
| Document Number | 0065572231 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 6557/2231 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 15.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Feb 20, 2020 |
| Property Address | 144 WILDERNESS CAY, NAPLES, FL 34114-9617 |
| Document Number | 0057291208 |
| Book / Page | 5729 / 1208 |
| Map Reference | MB 21 PG 1-4 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 5830986 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ROSS TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6753, KOKOMO, IN 46904-6753 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6252, KETCHIKAN, AK 99901-1252 |
| Document Number | 0057291210 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 5729/1210 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Max Rate | 10.7% |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,032,704 (-15.54%) Land $349,896 Building $682,808 | $1,032,704 (-19.86%) Land $349,896 Building $682,808 | |
| 2025 | $15,749.00 (-1.29%) | $1,222,749 (+7.37%) | $1,288,611 (+13.15%) Land $349,896 Building $938,715 |
| 2023 | $15,955.00 (+240.12%) Homeowner's exemption | $1,138,827 (+749.59%) Land $531,704 Building $607,123 | $1,138,827 (+198.79%) Land $531,704 Building $607,123 |
| 2022 | $4,691.00 | $134,045 | $381,150 Land $381,150 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 226 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 420 condo units |
| Nearby Flood Claims | 12 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT OF THE ISLANDS private · serves 1,200 people · EPA ID FL5110230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Thallium resolved · Apr 2024 Arsenic resolved · Apr 2024 Antimony resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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