Lee County property record for 144 Useppa Island, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,783 sqft · built 2002 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $24,607 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 09-44-21-01-00001.0440 |
| Primary APN | 09-44-21-01-00001.0440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,783 sqft Living Area |
| Gross Area | 6,172 sqft |
| 1st Floor Area | 1,768 sqft |
| Upper Floors Area | 1,481 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.32 acres) |
| View / Lot | Bay |
| Pool Area | 392 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 631 sqft |
| Deck Area | 992 sqft |
| Patio Area | 1,384 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10002457 |
|---|---|
| Street Address | 144 USEPPA IS |
| City | USEPPA ISLAND |
| State | FL |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | COTTAGE SITES OF USEPPA IS SITE 44 AS DESC IN OR 3776/2493 |
| Legal Range | 21E |
| Legal Township | 44S |
| Legal Section | 09 |
| Legal Subdivision | USEPPA ISLAND |
| Legal Tract | 01 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 80100 |
144 Useppa Island is owned by an individual who acquired it in January 2016.
Source: Lee County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 N 625 MAGNOLIA LN, WAYNE, IL 60184 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 12, 2016 |
| Transfer Doc | 0000008366 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 144 Useppa Island was $24,607.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,571,536 (-0.64%) Land $390,513 Building $1,181,023 | $1,571,536 (-0.64%) Land $390,513 Building $1,181,023 | |
| 2025 | $24,607.00 | $1,581,713 Land $374,293 Building $1,207,420 | $1,581,713 Land $374,293 Building $1,207,420 |
| 2023 | $22,029.00 (+13.95%) | $1,439,454 (+1%) Land $761,172 Building $678,282 | $1,439,454 (+1%) Land $761,172 Building $678,282 |
| 2022 | $19,333.00 | $1,308,603 Land $624,000 Building $684,603 | $1,308,603 Land $624,000 Building $684,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Useppa Island in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Useppa Island is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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