144 Tiny Creek Dr, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 144 Tiny Creek Dr, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,359 sqft · built 2008
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Sep 2022)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1644273`

Property Details

APN / Parcel Number

Primary APN	`1644273`
Alternative APN	`51310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,359 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	144 TINY CREEK DR
City	RUTHERFORDTON
State	NC
Zip	28139-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAZY CREEK LO:2 PL:28-215
Legal Subdivision	LAZY CREEK SUBDIVISION
Legal Lot Number	2
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GREEN HILL
Census Block Group	1
Census Block	1011
Census Tract	960203

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	144 TINY CREEK DR, RUTHERFORDTON, NC 28139-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Feb 1, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Book / Page	2065 / 298
Prior Transfer Date	Dec 24, 2021
Prior Transfer Doc	0020552170
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 20, 2022
Property Address	144 TINY CREEK DR, RUTHERFORDTON, NC 28139-9568
Document Number	0020650298
Book / Page	2065 / 298
Map Reference	MB 28 PG 215
Instrument Date	Sep 13, 2022
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2879 WATERFORD DR N, 2879, DEERFIELD BEACH, FL 33442-5960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 TINY CREEK DR, RUTHERFORDTON, NC 28139-9568

Mortgage

Document Number	0002065301
Date	Sep 20, 2022
Instrument	2065/301

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 1, 2022
Property Address	144 TINY CREEK DR, RUTHERFORDTON, NC 28139-9568
Document Number	0020563689
Book / Page	2056 / 3689
Map Reference	MB 28 PG 215
Instrument Date	Jan 17, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2879 WATERFORD DR N, 2879, DEERFIELD BEACH, FL 33442-5960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 AVALON PARK CIR APT 307, 307, ARDEN, NC 28704-0240

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 28, 2021
Property Address	144 TINY CREEK DR, RUTHERFORDTON, NC 28139-9568
Document Number	0020552170
Book / Page	2055 / 2170
Map Reference	MB 28 PG 215
Instrument Date	Dec 24, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 STONEWAY LN, 146, RUTHERFORDTON, NC 28139-6798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2879 WATERFORD DR N, DEERFIELD BEACH, FL 33442-5960

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 28, 2021
Property Address	144 TINY CREEK DR, RUTHERFORDTON, NC 28139-9568
Document Number	0020552173
Book / Page	2055 / 2173
Map Reference	MB 28 PG 215
Instrument Date	Dec 23, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1364 OLD HENRIETTA RD, 1364, FOREST CITY, NC 28043-8763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2879 WATERFORD DR N, DEERFIELD BCH, FL 33442-5960

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 1, 2018
Property Address	144 TINY CREEK DR, RUTHERFORDTON, NC 28139-9568
Document Number	0011690237
Book / Page	1169 / 237
Map Reference	MB 28 PG 215
Instrument Date	Mar 1, 2018
Instrument	201700007808
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8729 MARSH AIRE LN, 8729, EDISTO, SC 29438-6836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 TINY CREEK DR, RUTHERFORDTON, NC 28139-9568

Mortgage

Document Number	201700007809
Date	Mar 1, 2018
Instrument	201700007809

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00 (+35.72%)	$246,100 (-) Land $31,000 Building $215,100	$246,100 (-) Land $31,000 Building $215,100
2023		$246,100 Land $31,000 Building $215,100	$246,100 Land $31,000 Building $215,100
2022	$1,159.00
2021	$1,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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