144 Settlement Dr, La Vernia, TX 78121 Property Records

Wilson County property record for 144 Settlement Dr, La Vernia, TX 78121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,545 sqft
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on File
Last Sale	$663,900 (Feb 2021)
Tax Bill	$5,530 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0950-00000-05000`

Property Details

APN / Parcel Number

Primary APN	`0950-00000-05000`
Alternative APN	`20124666`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,545 sqft Living Area
Gross Area	4,659 sqft
1st Floor Area	3,545 sqft

Exterior

Exterior Material	Other
Roof Type	Hip
Lot Area	67,082 sqft (1.54 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1 sqft
Porch	Covered Patio/Porch

Location & Zoning

Street Address	144 SETTLEMENT DR
City	LA VERNIA
State	TX
Zip	78121-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SETTLEMENT, LOT 50, ACRES 1.54
Legal Subdivision	THE SETTLEMENT
Legal Block	1
Legal Lot Number	50
Jurisdiction	WILSON TX
Township / Civil Division	LA VERNIA
Census Block Group	1
Census Block	1004
Census Tract	104

Owner

144 Settlement Dr is owned by an individual who bought it in February 2021.

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1179, LA VERNIA, TX 78121-1179
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST UNITED BANK & TRUST CO
Feb 26, 2021	Vendor's Lien, Transfer · Construction Mortgage FIRST UNITED BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Deed Document Number	2021103545
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	0000103545
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	144 SETTLEMENT DR, LA VERNIA, TX 78121-5501
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114727
Date	Dec 2, 2021
Instrument	114727

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILSON TX
Recording Date	Feb 26, 2021
Property Address	144 SETTLEMENT DR, LA VERNIA, TX 78121-5501
Document Number	0000103545
Map Reference	VOL 12 PG 44-46
Instrument Date	Feb 25, 2021
Instrument	103545
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1179, LA VERNIA, TX 78121-1179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 CLEARBROOK AVE, SCHERTZ, TX 78108-3436

Mortgage

Document Number	0000103548
Date	Feb 26, 2021
Instrument	103548

Lender

Name	FIRST UNITED BANK AND TRUST COMPANY
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wilson County
Unified School District	La Vernia Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$975,510 Land $83,020 Building $892,490	$975,510 Land $83,020 Building $892,490
2023	$5,530.00 (-48.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$631,818 Land $77,110 Building $768,720	$845,830 Land $77,110 Building $768,720
2022	$10,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 Settlement Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Settlement Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SS WSC serves 20,826 people · EPA ID TX2470015
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Electric Cooperative Fiber · Fixed Wireless	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300
Verizon Fixed Wireless	300 / 20
ZipLink Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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