Effingham County property record for 144 Sapphire Cir, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,619 sqft · built 2018 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,999 (Feb 2021) |
| Tax Bill | $4,768 (2025) |
| Deeds & Mortgages | May 2018 Construction Loan Feb 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0351A-074-000 |
| Primary APN | 0351A-074-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,619 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 1,008 sqft |
| Porch | Slab |
| Porch Area | 502 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7383 |
|---|---|
| Street Address | 144 SAPPHIRE CIR |
| City | GUYTON |
| State | GA |
| Zip | 31312-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .53 AC LOT 74 (OUT 351-1) |
| Legal Subdivision | EMERALD PLANTATION |
| Legal Block | I |
| Legal Lot Number | 7 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30404 |
144 Sapphire Cir is owned and occupied by two individuals who bought it in February 2021.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK |
| Feb 6, 2024 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN FIRST BANK |
| Feb 16, 2021 | Warranty Deed, Transfer |
| Dec 6, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on File |
| Deed Sale | Feb 16, 2021 · Amount on File |
| Prior Sale | Dec 6, 2019 · Amount on File |
| Deed Document Number | 2021457 |
| Deed Book / Page | 2663 / 978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002467/225 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 2467/225 |
| Instrument | 004300 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Document Number | 0000002893/0000000027 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 0000002893/0000000027 |
| Name | RENASANT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Document Number | 0000002663/0000000980 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 0000002663/0000000980 |
| Instrument | 001894 |
| Name | SOUTHERN FIRST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 16, 2021 |
| Property Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Document Number | 002663/978 |
| Book / Page | 2663 / 978 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021-000457 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 6, 2019 |
| Property Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Document Number | 002562/355 |
| Book / Page | 2562 / 355 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 2019-003300 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 SAPPHIRE CIR, GUYTON, GA 31312-7002 |
| Document Number | 0000002562/0000000357 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 0000002562/0000000357 |
| Instrument | 010590 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 144 Sapphire Cir was $4,768 with a homeowner's exemption, up 10.9% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,717 (+6.67%) Land $33,440 Building $171,277 | $511,792 (+6.67%) Land $83,600 Building $428,192 | |
| 2025 | $4,768.00 (+10.94%) Homeowner's exemption | $191,912 (+4.06%) Land $30,000 Building $161,912 | $479,781 (+4.06%) Land $75,000 Building $404,781 |
| 2024 | $4,298.00 (+8.92%) Homeowner's exemption | $184,424 (+27.01%) Land $30,000 Building $154,424 | $461,059 (+27.01%) Land $75,000 Building $386,059 |
| 2023 | $3,946.00 (-4.73%) Homeowner's exemption | $145,208 (+1.4%) Land $20,800 Building $124,408 | $363,019 (+1.4%) Land $52,000 Building $311,019 |
| 2022 | $4,142.00 Homeowner's exemption | $143,208 Land $18,800 Building $124,408 | $358,019 Land $47,000 Building $311,019 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 144 Sapphire Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Sapphire Cir is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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