Madison County property record for 144 Saddlebrook Cv, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,037 sqft · built 2018 |
| Lot Size | 0.767 acres (33,420 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,821 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081F-24-673 |
| Primary APN | 081F-24-673 |
|---|---|
| Alternative APN |
|
| Building Area | 4,037 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 3,214 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 33,420 sqft (0.767 acres) |
| Patio Area | 465 sqft |
| Account Number | 56041 |
|---|---|
| Street Address | 144 SADDLEBROOK CV |
| City | MADISON |
| State | MS |
| Zip | 39110-6634 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R2 |
| Legal Description | LOT 12 SADDLE BROOK PART TWO |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 24 |
| Legal Subdivision | SADDLE BROOK PT 2 |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30402 |
Source: Madison County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 144 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Apr 3, 2018 | Deed of Trust, Mortgage BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2016 |
| Deed Sale | Aug 18, 2016 |
| Deed Document Number | 2016790152 |
| Deed Book / Page | 3379 / 746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 144 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3992/626 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 3992/626 |
| Instrument | 918697 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 144 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Document Number | 0000836540 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 476 CAROLINE BLVD MADISON MS 391104720, MADISON, MS 39110-4720 |
| Document Number | 0000836540 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 003587/000326 |
| Instrument | 836540 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 5, 2048 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,821.00 Homeowner's exemption | $40,141 (-) | $401,410 (-) Land $75,000 Building $326,410 |
| 2024 | $3,821.00 | ||
| 2023 | $3,821.00 Homeowner's exemption | $40,141 | $401,410 Land $75,000 Building $326,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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