Owen County property record for 144 Ryan Ct, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 1994 |
| Lot Size | 1.13 acres (49,441 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,848 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-19-300-400.150-028 |
| Primary APN | 60-10-19-300-400.150-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Basement Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 49,441 sqft (1.13 acres) |
| Lot Dimensions | 281 ft deep x 176 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 738 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001036007 |
|---|---|
| Street Address | 144 RYAN CT |
| City | SPENCER |
| State | IN |
| Zip | 47460-6718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE OAK ESTATES LOT 15 **TOD TO BRYAN A HERRINGTON & ALEXIS M WOOD** |
| Legal Subdivision | WHITE OAK ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 955800 |
144 Ryan Ct is owned and occupied by two individuals who acquired it in August 2024.
Source: Owen County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 RYAN CT, SPENCER, IN 47460-6718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 30, 2024 |
| Transfer Doc | 0000237643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 144 RYAN CT, SPENCER, IN 47460-6718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 207760 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 207760 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 144 Ryan Ct was $2,848 with a homeowner's exemption, down 0.1% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,848.00 (-0.11%) Homeowner's exemption | $313,600 Land $61,400 Building $252,200 | $313,600 Land $61,400 Building $252,200 |
| 2024 | $2,851.00 (+7.79%) | ||
| 2023 | $2,645.00 (+16.42%) | $262,900 Land $15,600 Building $247,300 | $262,900 Land $15,600 Building $247,300 |
| 2022 | $2,272.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Ryan Ct in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 32 (1991–2026) |
| Claims Outside the SFHA | 1 of 32 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Ryan Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures