144 Rucker Ave, Georgetown, KY 40324 Property Records

Scott County property record for 144 Rucker Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	1,533 sqft
Lot Size	0.221 acres (9,668 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Aug 2005)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167-10-276.000`

Property Details

APN / Parcel Number

Primary APN	`167-10-276.000`

Interior

Stories	1 Story
Building Area	1,533 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,533 sqft
Unfinished Basement	1,533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	9,668 sqft (0.221 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	144 RUCKER AVE
City	GEORGETOWN
State	KY
Zip	40324-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 55
Legal Subdivision	CITY GEO
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2013
Census Tract	40208

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Broadway Neighborhood District listed 1991 · 217 contributing resources · NRIS 91001856

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

144 Rucker Ave is owned and occupied by two individuals who bought it in August 2005.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	144 RUCKER AVE, GEORGETOWN, KY 40324-1256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Oct 20, 2017	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC
Sep 6, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 24, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2005 · Amount on File
Deed Sale	Aug 16, 2005 · Amount on File
Deed Document Number	2005131872
Deed Book / Page	294 / 226
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	144 RUCKER AVE, GEORGETOWN, KY 40324-1256
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1326/044
Date	Feb 24, 2017
Book Page	M1326/044
Instrument	336147

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	144 RUCKER AVE, GEORGETOWN, KY 40324-1256
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1363/692
Date	Oct 20, 2017
Book Page	M1363/692
Instrument	376300

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	144 RUCKER AVE, GEORGETOWN, KY 40324-1256
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1459/473
Date	Sep 6, 2019
Book Page	M1459/473
Instrument	404703

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	144 RUCKER AVE, GEORGETOWN, KY 40324-1256
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RUCKER AVE, GEORGETOWN, KY 40324-1256

Mortgage

Document Number	0M1736/491
Date	Apr 24, 2023
Book Page	M1736/491
Instrument	471506

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 144 Rucker Ave was $1,098 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,400 (-)	$172,400 (-)
2025	$1,098.00 Homeowner's exemption	$172,400	$172,400
2023	$1,087.00 (+12.76%) Homeowner's exemption	$166,300 (+9.62%) Land $27,500 Building $138,800	$166,300 (+9.62%) Land $27,500 Building $138,800
2022	$964.00 Homeowner's exemption	$151,700 Land $22,500 Building $129,200	$151,700 Land $22,500 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 Rucker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Rucker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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