144 Ross Ave, Cary, IL 60013 Property Records

McHenry County property record for 144 Ross Ave, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,306 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	Owner Name on File
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-18-152-012`

Property Details

APN / Parcel Number

Primary APN	`20-18-152-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,306 sqft
Gross Area	2,612 sqft
1st Floor Area	1,306 sqft

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	144 ROSS AVE
City	CARY
State	IL
Zip	60013-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2011R0024485 PT SW1/4 NW1/4
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Block	152
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2000
Census Tract	871600

Owner

Source: McHenry County records · APN 20-18-152-012

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	144 ROSS AVE, CARY, IL 60013-2809
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 15, 2011
Transfer Doc	0000024485
Record Updated	Jun 07, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	144 ROSS AVE, CARY, IL 60013-2809
Transaction Type	Mortgage
Record Updated	Feb 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 ROSS AVE, CARY, IL 60013-2809

Mortgage

Document Number	0000003424
Date	Jan 26, 2022
Instrument	2022R0003424

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 20, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.65%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$61,970 Land $15,387 Building $46,583	$185,910 Land $46,161 Building $139,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 67 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARY serves 17,826 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.