144 Rose Cir, Bumpass, VA 23024 Property Records

Louisa County property record for 144 Rose Cir, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,554 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$2,350,000 (Apr 2026)
Tax Bill	$11,710 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46G1 1 90`

Property Details

APN / Parcel Number

Primary APN	`46G1 1 90`
Alternative APNs	`21660` `20415`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,554 sqft Living Area
1st Floor Area	1,648 sqft
Basement Area	1,648 sqft
Finished Basement	1,648 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	756 sqft
Deck Area	256 sqft
Boat House	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20415
Street Address	144 ROSE CIR
City	BUMPASS
State	VA
Zip	23024-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST SECTION 2 LOT 90 DB 1996/657 1.343 AC
Legal Subdivision	CUCKOO'S NEST
Legal Lot Number	90
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2010
Census Tract	950101

Owner

144 Rose Cir is held in a trust since April 2026.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7859 SOUTHDOWN RD, ALEXANDRIA, VA 22308-1347
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 30, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 30, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 29, 2020	Deed of Trust, Mortgage FULTON BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	20264133
Deed Book / Page	2083 / 867
Prior Transfer Date	Jan 27, 2025
Prior Transfer Doc	001996/657
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	144 ROSE CIR, BUMPASS, VA 23024-4752
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001884/330
Date	Feb 9, 2023
Book Page	1884/330
Instrument	202300001026

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	May 26, 2026
Property Address	144 ROSE CIR, BUMPASS, VA 23024-4752
Document Number	0000004923
Book / Page	2089 / 679
Instrument Date	Apr 28, 2026
Instrument	20264923
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	7859 SOUTHDOWN RD, ALEXANDRIA, VA 22308-1347

Mortgage

Document Number	0000004923,
Date	May 26, 2026
Book Page	2089/679
Instrument	20264923

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 30, 2026
Property Address	144 ROSE CIR, BUMPASS, VA 23024-4752
Document Number	0000004133
Book / Page	2083 / 867
Instrument Date	Apr 24, 2026
Instrument	2026.4133
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	7859 SOUTHDOWN RD, ALEXANDRIA, VA 22308-1347

Mortgage

Document Number	0000004134,
Date	Apr 30, 2026
Instrument	2026..4134

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 30, 2026
Property Address	144 ROSE CIR, BUMPASS, VA 23024-4752
Document Number	02026/4133
Book / Page	2083 / 867
Instrument Date	Apr 24, 2026
Instrument	20264133
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	7859 SOUTHDOWN RD, ALEXANDRIA, VA 22308-1347

Mortgage

Document Number	0000004134,
Date	Apr 30, 2026
Instrument	20264134

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	144 ROSE CIR, BUMPASS, VA 23024-4752
Document Number	0000013312
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 ROSE CIR BUMPASS VA 230244752, BUMPASS, VA 23024-4752

Mortgage

Document Number	0000013312
Date	Dec 30, 2020
Book Page	001726/000418
Instrument	13312

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602-2853

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 144 Rose Cir was $11,710, up 11.6% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,786,452 (+9.84%) Land $356,300 Building $1,430,152	$1,786,452 (+9.84%) Land $356,300 Building $1,430,152
2025	$11,710.00 (+11.58%)	$1,626,400 Land $356,300 Building $1,270,100	$1,626,400 Land $356,300 Building $1,270,100
2024	$10,495.00
2023		$1,328,400 Land $293,600 Building $1,034,800
2022	$1,666.00		$1,328,400 Land $293,600 Building $1,034,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 Rose Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Rose Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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