144 River Front Dr, Irmo, SC 29063 Property Records

Richland County property record for 144 River Front Dr, Irmo, SC 29063

Property Summary

Property Type	Planned Unit Development
Details	5 bd · 3.5 ba · 3,456 sqft · built 2023
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Mar 2025)
Tax Bill	$3,990 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04312-06-05`

Property Details

APN / Parcel Number

Primary APN	`04312-06-05`
Alternative APN	`R04312-06-05`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,456 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	13,939 sqft

Location & Zoning

Street Address	144 RIVER FRONT DR
City	IRMO
State	SC
Zip	29063-9821
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	PUD-1R
Legal Description	LOT 33 70.8X179.7X82X186.9 #SU RIVER SHOALS PH 1A & 1B #PR RB2733-(3592-3595)
Legal Phase	1A&1B
Legal Lot Number	33,70
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1001
Census Tract	10313

Owner

144 River Front Dr, a planned unit development, is owned and occupied by two individuals who acquired it in April 2025.

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	144 RIVER FRONT DR, IRMO, SC 29063-9821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit ALLSOUTH FEDERAL CREDIT UNION
Apr 29, 2025	Intrafamily Transfer, Transfer
Mar 14, 2025	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY BANK NA
Sep 28, 2023	Deed, Subdivision Related Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	Sep 28, 2023 · Amount on File
Deed Document Number	202511264
Deed Book / Page	3002 / 328
Last Transfer Date	Apr 22, 2025
Transfer Doc	0030143719
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Aug 24, 2026
Property Address	144 RIVER FRONT DR, IRMO, SC 29063-9821
Document Number	0000042202
Book / Page	3160 / 754
Instrument Date	Aug 18, 2026
Instrument	202642202
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RIVER FRONT DR, IRMO, SC 29063-9821

Mortgage

Document Number	0000042202,
Date	Aug 24, 2026
Book Page	3160/754
Instrument	202642202

Lender

Name	ALLSOUTH FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Apr 29, 2025
Property Address	144 RIVER FRONT DR, IRMO, SC 29063-9821
Document Number	0030143719
Book / Page	3014 / 3719
Map Reference	MB 2837 PG 3364-3367
Instrument Date	Apr 22, 2025
Instrument	2025019086
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	144 RIVER FRONT DR, IRMO, SC 29063-9821

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 14, 2025
Property Address	144 RIVER FRONT DR, IRMO, SC 29063-9821
Document Number	0030020328
Book / Page	3002 / 328
Map Reference	MB 2837PG3364-3367
Instrument Date	Mar 11, 2025
Instrument	2025011264
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RIVER FRONT DR, IRMO, SC 29063-9821

Mortgage

Document Number	2025011265
Date	Mar 14, 2025
Instrument	2025011265

Lender

Name	FIRST COMMUNITY BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

September 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 28, 2023
Property Address	144 RIVER FRONT DR, IRMO, SC 29063-9821
Document Number	0028691242
Book / Page	2869 / 1242
Map Reference	MB 2837 PG 3364-3367
Instrument Date	Sep 26, 2023
Instrument	2023042364
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RIVER FRONT DR, IRMO, SC 29063-9821
Investor	Possibly a Property Investor

Mortgage

Document Number	2023042365
Date	Sep 28, 2023
Instrument	2023042365

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 144 River Front Dr was $3,990.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,990.00		$501,000 (-) Land $75,000 Building $426,000
2024		$501,000 Land $75,000 Building $426,000	$501,000 Land $75,000 Building $426,000
2023	$2,030.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 River Front Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 River Front Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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