Putnam County property record for 144 Ratliff Trl, Interlachen, FL 32148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,154 sqft · built 1985 |
| Lot Size | 4.39 acres (191,228 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Sep 2020) |
| Tax Bill | $4,175 (2025) |
| Deeds & Mortgages | Sep 2020 Sale May 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-11-24-0000-0040-0000 |
| Primary APN | 18-11-24-0000-0040-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 2,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Lot Area | 191,228 sqft (4.39 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 348 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 85477 |
|---|---|
| Street Address | 144 RATLIFF TRL |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-4256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF S1/2 OF NE1/4 OF NE1/4, (EX OR842 P1347) (PARCEL B) |
| Legal Range | 24E |
| Legal Township | 11S |
| Legal Section | 18 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4079 |
| Census Tract | 950500 |
144 Ratliff Trl is owned and occupied by an individual who bought it in September 2020.
Source: Putnam County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 144 RATLIFF TRL, INTERLACHEN, FL 32148-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2020 | Warranty Deed, Transfer GULLETT TITLE INC |
| May 14, 2020 | Correction Deed ATTORNEY ONLY |
| Dec 4, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on File |
| Deed Sale | Sep 25, 2020 · Amount on File |
| Prior Sale | Dec 4, 2019 · Amount on File |
| Deed Document Number | 202017095 |
| Deed Book / Page | 1590 / 1816 |
| Prior Transfer Date | Jun 15, 2018 |
| Prior Transfer Doc | 0015100404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Sep 25, 2020 |
| Property Address | 144 RATLIFF TRL, INTERLACHEN, FL 32148-4256 |
| Document Number | 0015901816 |
| Book / Page | 001590 / 001816 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 54017095 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2020 |
| Title Company | GULLETT TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1431 STATE ROAD 20 INTERLACHEN FL 321482736, INTERLACHEN, FL 32148-2736 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | May 14, 2020 |
| Property Address | 144 RATLIFF TRL, INTERLACHEN, FL 32148-4256 |
| Document Number | 0015761747 |
| Book / Page | 001576 / 001747 |
| Instrument Date | May 6, 2020 |
| Instrument | 54008206 |
| Record Updated | Jun 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14742 NW 11TH PL NEWBERRY FL 326692969, NEWBERRY, FL 32669-2969 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Dec 4, 2019 |
| Property Address | 144 RATLIFF TRL, INTERLACHEN, FL 32148-4256 |
| Document Number | 0015620263 |
| Book / Page | 001562 / 000263 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 54021649 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14742 NW 11TH PL NEWBERRY FL 326692969, NEWBERRY, FL 32669-2969 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jun 20, 2018 |
| Property Address | 144 RATLIFF TRL, INTERLACHEN, FL 32148-4256 |
| Document Number | 0015100404 |
| Book / Page | 001510 / 000404 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 54011346 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14742 NW 11TH PL NEWBERRY FL 326692969, NEWBERRY, FL 32669-2969 |
The 2025 property tax bill for 144 Ratliff Trl was $4,175 with exemptions applied.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,175.00 Homeowner's exemption Widower's exemption | $274,045 Land $72,400 Building $201,645 | $274,045 Land $72,400 Building $201,645 |
| 2023 | $4,453.00 (+14.33%) | $283,895 (+17.41%) | $283,895 (+17.41%) Land $72,400 Building $211,495 |
| 2022 | $3,895.00 | $241,805 | $241,805 Land $58,070 Building $183,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Ratliff Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 2 (2009–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Ratliff Trl is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
5G and 4G LTE (outdoors only)
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