144 Railroad St, Lagrange, OH 44050 Property Records

Lorain County property record for 144 Railroad St, Lagrange, OH 44050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,894 sqft · built 1991
Lot Size	2.34 acres (102,366 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Dec 2020)
Tax Bill	$4,969 (2025)
Deeds & Mortgages	Jan 2023 Transfer Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-00-055-104-082`

Property Details

APN / Parcel Number

Primary APN	`15-00-055-104-082`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,894 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Lot Area	102,366 sqft (2.34 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Patio Area	128 sqft
Canopy	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	144 RAILROAD ST
City	LAGRANGE
State	OH
Zip	44050-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41-15-055A -047-01
Legal Subdivision	VILLAGE LAGRANGE
Legal Block	104
Legal Lot Number	108
Jurisdiction	LORAIN OH
Township / Civil Division	LAGRANGE
Census Block Group	1
Census Block	1002
Census Tract	94101

Owner

144 Railroad St is owned and occupied by two individuals who bought it in December 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	144 RAILROAD ST, LAGRANGE, OH 44050-9758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Transfer on Death Deed, Transfer EXAMCO TITLE SERVICES
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 1, 2020	Warranty Deed, Transfer YOUR HM FIN'L LLC
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Mar 29, 2002 · Amount on File
Deed Document Number	2020007492
Record Updated	Jun 8, 2026

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 20, 2023
Property Address	144 RAILROAD ST, LAGRANGE, OH 44050-9758
Document Number	0000904380
Map Reference	VOL 13 PG 16
Instrument Date	Oct 29, 2022
Instrument	2023-0904380
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	EXAMCO TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RAILROAD ST, LAGRANGE, OH 44050-9758

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	144 RAILROAD ST, LAGRANGE, OH 44050-9758
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RAILROAD ST, LAGRANGE, OH 44050-9758

Mortgage

Document Number	20210834359
Date	Aug 17, 2021
Instrument	2021-0834359

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 1, 2020
Property Address	144 RAILROAD ST, LAGRANGE, OH 44050-9758
Document Number	0000791426
Instrument Date	Dec 1, 2020
Instrument	791426
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	MILLER HOME TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RAILROAD ST LAGRANGE OH 440509758, LAGRANGE, OH 44050-9758

Mortgage

Document Number	791427
Date	Dec 1, 2020
Instrument	791427

Lender

Name	YOUR HM FIN'L LLC
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	144 RAILROAD ST, LAGRANGE, OH 44050-9758
Document Number	0000719741
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RAILROAD ST LAGRANGE OH 440509758, LAGRANGE, OH 44050-9758

Mortgage

Document Number	0000719741
Date	Jun 26, 2019
Instrument	719741

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	144 RAILROAD ST, LAGRANGE, OH 44050-9758
Document Number	0000615120
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RAILROAD ST LAGRANGE OH 440509758, LAGRANGE, OH 44050-9758

Mortgage

Document Number	0000615120
Date	Jan 12, 2017
Instrument	615120

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 144 Railroad St was $4,969.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	LaGrange Township
Municipality	LaGrange Village
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,969.00	$119,190 (+6.45%) Land $25,200 Building $93,990	$340,530 (+6.45%) Land $72,000 Building $268,530
2024	$4,969.00 (-1.53%)	$111,969 (+12.75%) Land $25,200 Building $86,769	$319,910 (+12.75%) Land $72,000 Building $247,910
2023	$5,046.00 (+0.66%)	$99,309 (%) Land $26,047 Building $73,262	$283,740 Land $74,420 Building $209,320
2022	$5,013.00	$99,310 Land $26,050 Building $73,260
2021			$283,740 Land $74,420 Building $209,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 144 Railroad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Railroad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGRANGE VILLAGE PWS serves 2,400 people · EPA ID OH4700603
Water Source	Purchased surface water from RURAL LORAIN CO. WATER A
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
GLW Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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