Davidson County property record for 144 Payne Rd, Thomasville, NC 27360
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,699 sqft · built 1992 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,094 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-313-0-000-0002-A |
| Primary APN | 16-313-0-000-0002-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,699 sqft Total Area |
| 1st Floor Area | 1,737 sqft |
| Upper Floors Area | 1,290 sqft |
| Basement Area | 1,213 sqft |
| Unfinished Basement | 1,213 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 519 sqft |
| Deck Area | 460 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9020990 |
|---|---|
| Street Address | 144 PAYNE RD |
| City | THOMASVILLE |
| State | NC |
| Zip | 27360-8968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R10 |
| Legal Description | PB67-34 L2A BK2251-2134 |
| Legal Subdivision | SURVEY FOR STEVE SINK |
| Legal Tract | 5 |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | THOMASVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 60601 |
144 Payne Rd, a rural home, is owned and occupied by two individuals who acquired it in December 2016.
Source: Davidson County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 PAYNE RD, THOMASVILLE, NC 27360-8968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 18, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 30, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF NC |
| Jun 1, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BANK OF NC |
| May 4, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1995 |
| Deed Sale | Jun 1, 1995 |
| Prior Sale | Aug 1, 1993 |
| Deed Book / Page | 947 / 1022 |
| Last Transfer Date | Dec 29, 2016 |
| Transfer Doc | 0022512128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 144 PAYNE RD, THOMASVILLE, NC 27360-8968 |
| Document Number | 0000013658 |
| Book / Page | 2767 / 1124 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202613658 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 144 PAYNE RD, THOMASVILLE, NC 27360-8968 |
| Document Number | 0000013658, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 2767/1124 |
| Instrument | 202613658 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Jun 18, 2026 |
| Property Address | 144 PAYNE RD, THOMASVILLE, NC 27360-8968 |
| Document Number | 0000011582 |
| Book / Page | 2762 / 1661 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202611582 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 144 PAYNE RD, THOMASVILLE, NC 27360-8968 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 144 PAYNE RD, THOMASVILLE, NC 27360-8968 |
| Document Number | 0022710306 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 153 PAYNE RD THOMASVILLE NC 273608968, THOMASVILLE, NC 27360-8968 |
| Document Number | 0022710306 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 002271/000306 |
| Instrument | 11653 |
| Name | BANK OF NC |
|---|---|
| Type | Bank |
| Address | THOMASVILLE, NC 27361-1148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Jun 1, 2017 |
| Property Address | 144 PAYNE RD, THOMASVILLE, NC 27360-8968 |
| Document Number | 0022710312 |
| Book / Page | 002271 / 000312 |
| Instrument Date | May 30, 2017 |
| Instrument | 11654 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 142 PAYNE RD THOMASVILLE NC 273608968, THOMASVILLE, NC 27360-8968 |
| Document Number | 22710312 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 002271/000312 |
| Instrument | 11654 |
| Name | BANK OF NC |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28226 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 144 PAYNE RD, THOMASVILLE, NC 27360-8968 |
| Document Number | 0022681144 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 142 PAYNE RD THOMASVILLE NC 273608968, THOMASVILLE, NC 27360-8968 |
| Document Number | 0022681144 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 002268/001144 |
| Instrument | 10187 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 144 Payne Rd was $3,094, up 1.5% from the year before.
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Municipality | Thomasville City |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,094.00 (+1.51%) | $266,810 (-) | $266,810 (-) Land $32,550 Building $234,260 |
| 2025 | $3,048.00 | $266,810 | $266,810 Land $32,550 Building $234,260 |
| 2023 | $3,094.00 | $266,810 | $266,810 Land $32,550 Building $234,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Payne Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Payne Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THOMASVILLE serves 27,287 people · EPA ID NC0229020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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