144 Panorama Pl, Friday Harbor, WA 98250 Property Records

San Juan County property record for 144 Panorama Pl, Friday Harbor, WA 98250

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,936 sqft · built 1999
Lot Size	1.32 acres (57,673 sqft)
Owner	Individual Name on Record
Last Sale	$852,320 (Jul 2018)
Tax Bill	$9,831 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`353451-007-000`

Property Details

APN / Parcel Number

Primary APN	`353451-007-000`
Alternative APN	`17288`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,936 sqft Living Area
Gross Area	5,420 sqft
1st Floor Area	2,581 sqft
2nd Floor Area	1,587 sqft
Attic Area	560 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft
Flooring	Wood
Interior Walls	Unfinished
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Stucco
Lot Area	57,673 sqft (1.32 acres)
Terrain	Gentle Slope
Garage Type	Detached
Garage Area	1,112 sqft

Exterior Amenities

Deck Area	1,721 sqft
Patio Area	862 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	17288
Street Address	144 PANORAMA PL
City	FRIDAY HARBOR
State	WA
Zip	98250-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PANORAMA HILL - LOT 7 SEC 34, T 35N, R 3W
Legal Range	03W
Legal Township	35N
Legal Section	34
Legal Subdivision	PANORAMA HILL
Legal Lot Number	7
Jurisdiction	SAN JUAN WA
Township / Civil Division	SAN JUAN ISLAND
Census Block Group	2
Census Block	2024
Census Tract	960302

Owner

Source: San Juan County records, as of October 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 PANORAMA PL, FRIDAY HARBOR, WA 98250-8432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jul 9, 2018	Grant Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	2018-0709016
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	144 PANORAMA PL, FRIDAY HARBOR, WA 98250-8432
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000921001
Date	Sep 21, 2021
Instrument	2021-0921001

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	144 PANORAMA PL, FRIDAY HARBOR, WA 98250-8432
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000928015
Date	Sep 28, 2021
Instrument	2021-0928015

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	144 PANORAMA PL, FRIDAY HARBOR, WA 98250-8432
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718008
Date	Jul 18, 2022
Instrument	2022-0718008

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Dec 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	144 PANORAMA PL, FRIDAY HARBOR, WA 98250-8432
Document Number	0001023019
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 PANORAMA PL FRIDAY HARBOR WA 982508432, FRIDAY HARBOR, WA 98250-8432

Mortgage

Document Number	0001023019
Date	Oct 23, 2019
Instrument	1023019

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 22, 2029

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JUAN WA
Recording Date	Jul 9, 2018
Property Address	144 PANORAMA PL, FRIDAY HARBOR, WA 98250-8432
Document Number	0000709016
Instrument Date	Jul 2, 2018
Instrument	709016
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,699.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 PANORAMA PL FRIDAY HARBOR WA 982508432, FRIDAY HARBOR, WA 98250-8432

Mortgage

Document Number	709017
Date	Jul 9, 2018
Instrument	709017

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of May 31, 2022

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	San Juan Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,831.00
2022		$1,585,720 Land $206,900 Building $1,378,820	$1,585,720 Land $206,900 Building $1,378,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Rock Island Communications.

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