144 Onslow Stephenson Rd, Willow Spring, NC 27592 Property Records

Harnett County property record for 144 Onslow Stephenson Rd, Willow Spring, NC 27592

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,351 sqft · built 1979
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Jan 2014)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500011059`

Property Details

APN / Parcel Number

Primary APN	`1500011059`
Alternative APN	`040684 0031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,351 sqft Heated Area
Gross Area	2,320 sqft
1st Floor Area	1,351 sqft
Flooring	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Other
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	117,176 sqft (2.69 acres)
Porch	Porch
Porch Area	96 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500011059
Street Address	144 ONSLOW STEPHENSON RD
City	WILLOW SPRING
State	NC
Zip	27592-7509
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-30
Legal Description	2.69 AC DALLAS J COLLINS
Legal Subdivision	DALLAS J COLLINS FARM
Jurisdiction	HARNETT NC
Township / Civil Division	BLACK RIVER
Census Block Group	1
Census Block	1006
Census Tract	70901

Owner

Source: Harnett County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	144 ONSLOW STEPHENSON RD, WILLOW SPRING, NC 27592-7509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 26, 2017	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2014 · Amount on Record
Deed Sale	Jan 16, 2014 · Amount on Record
Deed Document Number	0003186836
Deed Book / Page	3186 / 836
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	144 ONSLOW STEPHENSON RD, WILLOW SPRING, NC 27592-7509
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026297
Date	Nov 8, 2021
Book Page	4072/4
Instrument	2021026297

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	144 ONSLOW STEPHENSON RD, WILLOW SPRING, NC 27592-7509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019671
Date	Oct 27, 2020
Book Page	3887/667
Instrument	2020019671

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ANGIER, NC 27501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	144 ONSLOW STEPHENSON RD, WILLOW SPRING, NC 27592-7509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006332
Date	Apr 24, 2020
Book Page	3805/553
Instrument	2020006332

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	144 ONSLOW STEPHENSON RD, WILLOW SPRING, NC 27592-7509
Document Number	0000016398
Book / Page	003554 / 000732
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 ONSLOW STEPHENSON RD WILLOW SPRING NC 275927509, WILLOW SPRING, NC 27592-7509

Mortgage

Document Number	0000016398
Date	Oct 31, 2017
Book Page	003554/000732
Instrument	16398

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 (+1.47%)	$221,605 (-)	$221,605 (-) Land $65,480 Building $156,125
2023	$1,560.00	$221,605	$221,605 Land $65,480 Building $156,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2009–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANGIER serves 13,302 people · EPA ID NC0343015
Water Source	Purchased surface water from HARNETT REGIONAL WATER
Last State Inspection	Dec 2025
Also Mapped Here	TOWN OF FUQUAY-VARINA
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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