Webster County property record for 144 Oak St, Cowen, WV 26206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 744 sqft · built 1953 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $116 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-9-0060.0001 |
| Primary APN | 04-9-0060.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 25,700 sqft (0.589 acres) |
| Terrain | Above Road/Slope |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Wood |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 144 OAK ST |
|---|---|
| City | COWEN |
| State | WV |
| Zip | 26206-8581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 159 158 157 1/2 156 MCGUIRE ADD MR RIFFE OWNS 3 |
| Legal Subdivision | MCGUIRE ADD |
| Legal Lot Number | 156-159 158 |
| Jurisdiction | WEBSTER WV |
| Township / Civil Division | SOUTHERN |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970300 |
144 Oak St is owned and occupied by an individual.
Source: Webster County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 144 OAK ST, COWEN, WV 26206-8581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000255746 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 144 Oak St was $116.
Source: Webster County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Webster County |
| Municipality | Cowen Town |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116.00 | $17,100 Land $3,720 Building $13,380 | $28,500 Land $6,200 Building $22,300 |
| 2023 | $116.00 | $17,100 Land $3,720 Building $13,380 | $28,500 Land $6,200 Building $22,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1981–2016) |
| Claims Outside the SFHA | 12 of 38 |
| Most Recent Claim | Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWEN PSD serves 3,098 people · EPA ID WV3305103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 Treatment failure not recorded as resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Oct 2017 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Citynet.
5G (outdoors only) and 4G LTE
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