Clay County property record for 144 Oak Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,363 sqft · built 1973 |
| Lot Size | 0.862 acres (37,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $287,600 (Jun 2021) |
| Tax Bill | $737 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092A224D 0020000 |
| Primary APN | 092A224D 0020000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,363 sqft Finished Area |
| 1st Floor Area | 2,519 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 37,572 sqft |
| Street Address | 144 OAK DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAND HILLS SUB LOTS 66 & 67 DB 308/460 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 24 |
| Legal Subdivision | WOODLAND HILLS SUB |
| Legal Lot Number | 66-67 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 950400 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 144 OAK DR, WEST POINT, MS 39773-3959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAND HOME FINANCIAL SVCS INC |
| Mar 12, 2021 | Deed of Trust, Mortgage RENASANT BANK |
| Jun 22, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 20213521 |
| Deed Book / Page | 308 / 460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 144 OAK DR, WEST POINT, MS 39773-3959 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000534/579 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 534/579 |
| Instrument | 2021003522 |
| Name | LAND HOME FINANCIAL SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 144 OAK DR, WEST POINT, MS 39773-3959 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000531/266 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 531/266 |
| Instrument | 2021000838 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 25, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 22, 2021 |
| Property Address | 144 OAK DR, WEST POINT, MS 39773-3959 |
| Document Number | 000308/460 |
| Book / Page | 308 / 460 |
| Map Reference | PB 2 PG 16 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021003521 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 652 DOGWOOD DR, 652, WEST POINT, MS 39773-5282 |
| Name | Verified Name |
|---|---|
| Address | 144 OAK DR, WEST POINT, MS 39773-3959 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 (-61.89%) Additional exemption filed | $20,422 (-) Land $3,000 Building $17,422 | $204,216 (-) Land $30,000 Building $174,216 |
| 2024 | $20,422 (-) Land $3,000 Building $17,422 | $204,216 (-) Land $30,000 Building $174,216 | |
| 2023 | $1,934.00 (+1.1%) Additional exemption filed | $20,422 Land $3,000 Building $17,422 | $204,216 Land $30,000 Building $174,216 |
| 2022 | $1,913.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 15 (1979–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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