Worcester County and Sterling Town property record for 144 N Row Rd, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,757 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,530 (May 1997) |
| Tax Bill | $7,747 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00009 L:00012 |
| Primary APN | STER M:00009 L:00012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,757 sqft Living Area |
| Gross Area | 3,764 sqft |
| Basement Area | 1,112 sqft |
| Unfinished Basement | 1,112 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 144 N ROW RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRF |
| Legal Lot Number | 12 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 719100 |
144 N Row Rd is owned and occupied by an individual who bought it in May 1997.
Source: Worcester County and Sterling Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 144 N ROW RD, STERLING, MA 01564-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 1997 · Amount on File |
| Deed Sale | May 30, 1997 · Amount on File |
| Deed Book / Page | 18868 / 269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Jul 27, 2026 |
| Property Address | 144 N ROW RD, STERLING, MA 01564-2231 |
| Document Number | 0000063589 |
| Book / Page | 73936 / 323 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202663589 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 144 N ROW RD, STERLING, MA 01564-2231 |
| Document Number | 0000063589, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 73936/323 |
| Instrument | 202663589 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2027 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 144 N Row Rd was $7,747, up 5.3% from the year before.
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,747.00 (+5.3%) | $617,300 (+8.07%) Land $149,400 Building $467,900 | $640,015 (-) |
| 2025 | $7,357.00 (+6.75%) | $571,200 (+10.31%) Land $129,400 Building $441,800 | $640,015 (+0.85%) |
| 2024 | $6,892.00 (+0.22%) | $517,800 (+7.67%) Land $129,400 Building $388,400 | $634,600 |
| 2023 | $6,877.00 | $480,900 Land $129,400 Building $351,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 N Row Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 144 N Row Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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