144 Morningside Dr, Torrington, CT 06790 Property Records

Torrington City property record for 144 Morningside Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,075 sqft · built 1954
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Jan 2026)
Tax Bill	$4,954 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2020 Sale & Mortgage
APN	`11614`

Property Details

APN / Parcel Number

Primary APN	`11614`
Alternative APNs	`TORR M:140 B:004 L:003` `011614`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	2,672 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11614
Street Address	144 MORNINGSIDE DR
City	TORRINGTON
State	CT
Zip	06790-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	4
Legal Lot Number	3
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2000
Census Tract	310400

Owner

144 Morningside Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	144 MORNINGSIDE DR, TORRINGTON, CT 06790-5842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 23, 2020	Warranty Deed, Transfer · FHA Mortgage AFC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	Apr 23, 2020 · Amount on File
Deed Document Number	2026505789
Deed Book / Page	1451 / 1007
Transfer Doc	1209-197
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jan 6, 2026
Property Address	144 MORNINGSIDE DR, TORRINGTON, CT 06790-5842
Document Number	01451-1007
Book / Page	1451 / 1007
Instrument Date	Dec 30, 2025
Instrument	2026-505789
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2026505790
Date	Jan 6, 2026
Instrument	2026-505790

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Apr 23, 2020
Property Address	144 MORNINGSIDE DR, TORRINGTON, CT 06790-5842
Document Number	1305-531
Book / Page	1305 / 531
Instrument Date	Apr 10, 2020
Instrument	2020-454400
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020454401
Date	Apr 23, 2020
Instrument	2020-454401

Lender

Name	AFC MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 144 Morningside Dr was $4,954, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,954.00 (-12.98%)	$148,050 (-) Land $30,520 Building $117,530	$268,504 (+159.09%)
2025	$5,693.00	$148,050 Land $30,520 Building $117,530	$103,635 Land $21,364 Building $82,271
2024	$5,693.00 (+40.36%)
2023	$4,056.00 (+1.73%)	$84,570 (-) Land $30,550 Building $54,020
2022	$3,987.00	$84,570 Land $30,550 Building $54,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 144 Morningside Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Morningside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morningside Dr

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