144 Melba Ave SW, Concord, NC 28025 Property Records

Cabarrus County property record for 144 Melba Ave SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1964
Lot Size	0.181 acres (7,872 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Aug 2025)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5620 74 6909`

Property Details

APN / Parcel Number

Primary APN	`5620 74 6909`
Alternative APNs	`12037 0055.000000` `126372` `152589` `172420`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	948 sqft
1st Floor Area	880 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,872 sqft (0.181 acres)
Lot Dimensions	96 ft deep x 82 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	172420
Street Address	144 MELBA AVE SW
City	CONCORD
State	NC
Zip	28025-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 7 SOUTHERN HOMES DEVELOPMENT
Legal Subdivision	LOGAN NORTH
Legal Lot Number	7
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	4
Census Block	4000
Census Tract	42101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Logan Neighborhood Historic District listed 2025 · 611 contributing resources · NRIS 100012454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 MELBA AVE SW, CONCORD, NC 28025-5308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Intrafamily Transfer, Transfer
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY
Oct 3, 2018	Warranty Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	202518158
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0015776292
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jan 10, 2022
Property Address	144 MELBA AVE SW, CONCORD, NC 28025-5308
Document Number	0015776292
Book / Page	15776 / 292
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	144 MELBA AVE SW, CONCORD, NC 28025-5308

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	144 MELBA AVE SW, CONCORD, NC 28025-5308
Document Number	13581115
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MELROSE DR SW CONCORD NC 28025, CONCORD, NC 28025

Mortgage

Document Number	13581115
Date	Jul 1, 2019
Book Page	013581/000115
Instrument	16340

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 3, 2018
Property Address	144 MELBA AVE SW, CONCORD, NC 28025-5308
Document Number	0013213282
Book / Page	13213 / 0282
Instrument Date	Oct 1, 2018
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	MASTER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2673 TREELINE DR, 2673, CONCORD, NC 28027-2861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MELROSE DR SW, CONCORD, NC 28025-5310

Mortgage

Document Number	0013213285
Date	Oct 3, 2018
Instrument	13213/285

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Mortgage

Document Number	0013213297
Date	Oct 3, 2018
Book Page	13213/0297

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00 (+68.18%)	$145,480 (+106.15%) Land $40,000 Building $105,480
2024			$145,480 (+106.15%) Land $40,000 Building $105,480
2023	$861.00	$70,570 Land $9,000 Building $61,570	$70,570 Land $9,000 Building $61,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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