144 Main St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 144 Main St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,110 sqft · built 1972
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$624,500 (Feb 2026)
Tax Bill	$7,071 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0026 B:0002 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0026 B:0002 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
Gross Area	2,504 sqft
Basement Area	1,150 sqft
Unfinished Basement	230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	144 MAIN ST
City	TOWNSEND
State	MA
Zip	01469-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	2
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3012
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	144 MAIN ST, TOWNSEND, MA 01469-1350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit ROLLSTONE BANK & TRUST
Feb 19, 2026	Quit Claim Deed, Transfer · ARM SAVINGS BANK
Apr 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WORKERS CU
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Apr 28, 2021 · Amount on Record
Deed Book / Page	85245 / 493
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	144 MAIN ST, TOWNSEND, MA 01469-1350
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082107-372
Date	Oct 18, 2023
Book Page	82107/372
Instrument	117854

Lender

Name	ROLLSTONE BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Feb 19, 2026
Property Address	144 MAIN ST, TOWNSEND, MA 01469-1350
Document Number	085245-493
Book / Page	85245 / 493
Instrument Date	Feb 12, 2026
Instrument	18338
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	144 MAIN ST, TOWNSEND, MA 01469-1350

Mortgage

Document Number	0000018339
Date	Feb 19, 2026
Instrument	18339

Lender

Name	SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Feb 19, 2033
Index	Other

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Apr 28, 2021
Property Address	144 MAIN ST, TOWNSEND, MA 01469-1350
Document Number	77628-375
Book / Page	77628 / 375
Instrument Date	Apr 28, 2021
Instrument	95572
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MAIN ST, TOWNSEND, MA 01469-1350

Mortgage

Document Number	95573
Date	Apr 28, 2021
Instrument	95573

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	144 MAIN ST, TOWNSEND, MA 01469-1350
Document Number	71727-131
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MAIN ST TOWNSEND MA 014691350, TOWNSEND, MA 01469-1350

Mortgage

Document Number	71727-131
Date	Oct 10, 2018
Book Page	071727/000131
Instrument	155957

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2038

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,071.00 (+2.81%)	$487,000 (+2.03%) Land $96,200 Building $390,800	$479,750 (-1.37%)
2024	$6,878.00 (+6.85%)	$477,300 (+13.16%) Land $96,200 Building $381,100	$486,400
2023	$6,437.00	$421,800 Land $87,500 Building $334,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1987–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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