Monroe County property record for 144 Madeira Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,985 sqft · built 2001 |
| Lot Size | 1.88 acres (82,290 sqft) |
| Owner | Individual Name on File |
| Last Sale | $9,250,000 (Aug 2022) |
| Tax Bill | $70,747 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2022 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 00399530-000000 |
| Primary APN | 00399530-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,985 sqft Living Area |
| 1st Floor Area | 5,659 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 82,290 sqft (1.88 acres) |
| Garage Area | 1,150 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 3,728 sqft |
| Deck Area | 3,114 sqft |
| Patio Area | 3,114 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1491896 |
|---|---|
| Old Parcel Number | 28633700399530000000 |
| Street Address | 144 MADEIRA RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 13 STATTONS SUBD PB2-38 UPPER MATECUMBE ADJ BAY BTM G52-84 OR218-392(II DEED 22795) OR221-196 OR1012-2476F/J |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 28 |
| Legal Subdivision | STRATTON'S SUBD |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970900 |
144 Madeira Rd is owned by an individual who bought it in August 2022.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12500 STONEFLY DR, LEAVENWORTH, WA 98826-9738 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Aug 12, 2022 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on File |
| Deed Sale | Aug 12, 2022 · Amount on File |
| Prior Sale | Dec 16, 2011 |
| Deed Document Number | 2387463 |
| Deed Book / Page | 3189 / 103 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 144 MADEIRA RD, ISLAMORADA, FL 33036-3615 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5374 QUIET COVE RD, ANACORTES, WA 98221-8444 |
| Document Number | 0032041144 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | 3204/1144 |
| Instrument | 2400140 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.53% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 12, 2022 |
| Property Address | 144 MADEIRA RD, ISLAMORADA, FL 33036-3615 |
| Document Number | 0031890103 |
| Book / Page | 3189 / 103 |
| Map Reference | MB 2 PG 38 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2387463 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $64,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 CALEDONIA ST, 107, SAUSALITO, CA 94965-1956 |
| Name | Verified Name |
|---|---|
| Address | 12500 STONEFLY DR, LEAVENWORTH, WA 98826-9738 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,224,232 Land $5,981,959 Building $2,242,273 | $8,224,232 Land $5,981,959 Building $2,242,273 | |
| 2023 | $70,747.00 (+111.68%) | $7,678,747 (+90.58%) Land $5,505,529 Building $2,173,218 | $7,678,747 (+90.58%) Land $5,505,529 Building $2,173,218 |
| 2022 | $33,422.00 | $4,029,061 Land $2,451,572 Building $1,577,489 | $4,029,061 Land $2,451,572 Building $1,577,489 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 144 Madeira Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 329 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 457 units insured incl. 128 condo units |
| Nearby Flood Claims | 126 (2005–2022) |
| Claims Outside the SFHA | 4 of 126 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Madeira Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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