Flathead County property record for 144 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,690 sqft · built 1994 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,500 (Dec 2018) |
| Tax Bill | $2,858 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0792944 |
| Primary APN | R0792944 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Attic | Attic |
| Attic Area | 282 sqft |
| Basement Area | 1,408 sqft |
| Finished Basement | 1,408 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 536 sqft |
| Deck Area | 216 sqft |
| Pole Barn | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000973046 |
|---|---|
| Street Address | 144 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S28, T28 N, R21 W, TR 14AC IN SE4NW4 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 28 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 5416 |
| Legal Tract | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1201 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 144 LOWER VALLEY RD, KALISPELL, MT 59901-7922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Dec 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on Record |
| Deed Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 201830540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 144 LOWER VALLEY RD, KALISPELL, MT 59901-7922 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | ELEVATED TITLE LLC, ELEVATED TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100033089 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 202100033089 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 60001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 21, 2018 |
| Property Address | 144 LOWER VALLEY RD, KALISPELL, MT 59901-7922 |
| Document Number | 201800030540 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 201800030540 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 144 LOWER VALLEY RD, KALISPELL, MT 59901-7922 |
| Document Number | 201800030541 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 201800030541 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,858.00 (-43.07%) | $807,700 (+17.84%) | |
| 2025 | $807,700 (+17.84%) Land $134,793 Building $672,907 | ||
| 2023 | $5,020.00 | $685,400 | $685,400 Land $97,914 Building $587,486 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
May also be available: Blackfoot Telephone Cooperative, Verizon, Western Montana CommunityTel.
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