Hyde County property record for 144 Lighthouse Rd, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 576 sqft · built 1960 |
| Lot Size | 0.151 acres (6,616 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (May 2020) |
| Tax Bill | $2,471 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9500282680 |
| Primary APN | 9500282680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 576 sqft Heated Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,616 sqft (0.151 acres) |
| Porch | Patio |
| Porch Area | 580 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 9500282680 |
|---|---|
| Street Address | 144 LIGHTHOUSE RD |
| City | OCRACOKE |
| State | NC |
| Zip | 27960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | LOT # 1 THOMAS PAYNE |
| Legal Lot Number | 1 |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 920101 |
Source: Hyde County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 192, OCRACOKE, NC 27960-0192 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 2020408370 |
| Deed Book / Page | 284 / 877 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | May 27, 2020 |
| Property Address | 144 LIGHTHOUSE RD, OCRACOKE, NC 27960 |
| Document Number | 000284/877 |
| Book / Page | 284 / 877 |
| Map Reference | CAB C SL 104B |
| Instrument Date | May 8, 2020 |
| Instrument | 408370 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1419 STONEYRIDGE DR, CHARLOTTE, NC 28214-9614 |
| Document Number | 0000408371 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 408371 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,471.00 (-5.61%) | $262,916 (+50.2%) Land $177,600 Building $85,316 | $262,916 (+50.2%) Land $177,600 Building $85,316 |
| 2023 | $2,618.00 | $175,041 Land $136,000 Building $39,041 | $175,041 Land $136,000 Building $39,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
| Ocracoke Cable TV Cable | 10 / 1 |
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