144 Lakeside Loop, Ridgeley, WV 26753 Property Records

Mineral County property record for 144 Lakeside Loop, Ridgeley, WV 26753

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,614 sqft · built 2022
Lot Size	1.7 acres (74,052 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Jun 2020)
Tax Bill	$4,112 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-14D-0029.0000`

Property Details

APN / Parcel Number

Primary APN	`04-14D-0029.0000`
Alternative APN	`29-04-14D-0029.0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,614 sqft Living Area
1st Floor Area	2,371 sqft

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Construction Type	Frame
Lot Area	74,052 sqft (1.7 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	144 LAKESIDE LOOP
City	RIDGELEY
State	WV
Zip	26753-7083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SEC 1 LAKEWOOD 1.70 AC/
Legal Lot Number	19
Jurisdiction	MINERAL WV
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	10300

Owner

Source: Mineral County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	144 LAKESIDE LOOP, RIDGELEY, WV 26753-7083
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST PEOPLES COMMUNITY FCU
Jul 13, 2023	Gift Deed, Transfer
Jun 25, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	000388/561
Deed Book / Page	388 / 561
Last Transfer Date	Jul 13, 2023
Transfer Doc	000404/223
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	144 LAKESIDE LOOP, RIDGELEY, WV 26753-7083
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	ALLEGHENY HIGHLANDS TITLE SETT, ALLEGHENY HIGHLANDS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000621/170
Date	Jun 22, 2021
Book Page	621/170
Instrument	185461

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.25%
Index	1-Year CMT

July 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MINERAL WV
Recording Date	Jul 13, 2023
Property Address	144 LAKESIDE LOOP, RIDGELEY, WV 26753-7083
Document Number	000404/223
Book / Page	404 / 223
Map Reference	DB 388 PG 561
Instrument Date	Jul 3, 2023
Instrument	200260
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Jun 25, 2020
Property Address	144 LAKESIDE LOOP, RIDGELEY, WV 26753-7083
Document Number	000388/561
Book / Page	388 / 561
Map Reference	DB 250 PG 5
Instrument Date	Jun 18, 2020
Instrument	178262
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,112.00 (+42.63%)	$344,460 (+42.6%) Land $60,120 Building $284,340	$574,100 (+42.6%) Land $100,200 Building $473,900
2023	$2,883.00 (+182.92%)	$241,560 (+465.45%) Land $42,720 Building $198,840	$402,600 (+465.45%) Land $71,200 Building $331,400
2022	$1,019.00	$42,720 Land $42,720	$71,200 Land $71,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1996–2011)
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.2% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: SkyPacket.

Cell Coverage

5G and 4G LTE (outdoors only)

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