Putnam County property record for 144 Hardbargain Trl, Interlachen, FL 32148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,176 sqft · built 1992 |
| Lot Size | 14.3 acres (625,086 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,602 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-11-24-0000-002.0-001.0 |
| Primary APN | 16-11-24-0000-002.0-001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 2,636 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 625,086 sqft (14.3 acres) |
| Porch | Porch |
| Porch Area | 168 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 85386 |
|---|---|
| Street Address | 144 HARDBARGAIN TRL |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-4236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW1/4 OF NE1/4 OR318 P |
| Legal Range | 24E |
| Legal Township | 11S |
| Legal Section | 16 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4079 |
| Census Tract | 950500 |
144 Hardbargain Trl is owned and occupied by two individuals.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 144 HARDBARGAIN TRL, INTERLACHEN, FL 32148-4236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 144 Hardbargain Trl was $1,602 with a homeowner's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,602.00 Homeowner's exemption | $116,710 | $292,630 Land $13,870 Building $278,760 |
| 2023 | $1,398.00 (+6.47%) Homeowner's exemption | $110,380 (+3.05%) | $306,760 (+22.87%) Land $13,970 Building $292,790 |
| 2022 | $1,313.00 Homeowner's exemption | $107,110 | $249,670 Land $10,830 Building $238,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Hardbargain Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 2 (2009–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Hardbargain Trl is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
May also be available: AT&T.
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