144 Hamilton Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 144 Hamilton Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,382 sqft · built 1949
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$860,000 (Jun 2024)
Tax Bill	$11,172 (2025)
Deeds & Mortgages	Mar 2017 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00248-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`31-00248-0000-00020`
Alternative APNs	`3100248000000019B` `310024800020`

Interior

Stories	2 Stories
Building Area	1,382 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3100248000000019B
Street Address	144 HAMILTON AVE
City	LODI
State	NJ
Zip	07644-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	70X100
Legal Subdivision	LODI PARK
Legal Block	248
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1014
Census Tract	30202

Owner

144 Hamilton Ave is owned and occupied by an individual who bought it in June 2024.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	144 HAMILTON AVE, LODI, NJ 07644-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on File
Deed Sale	Jun 25, 2024 · Amount on File
Prior Sale	Jan 20, 2016 · Amount on File
Deed Document Number	202437942
Deed Book / Page	5267 / 1550
Prior Transfer Date	Nov 4, 2015
Prior Transfer Doc	0021611657
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	144 HAMILTON AVE, LODI, NJ 07644-1410
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025591527
Date	Mar 10, 2017
Book Page	02559/1527
Instrument	17-021968

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	144 HAMILTON AVE, LODI, NJ 07644-1410
Document Number	0036100531
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 HAMILTON AVE LODI NJ 076441410, LODI, NJ 07644-1410

Mortgage

Document Number	0036100531
Date	May 29, 2020
Book Page	003610/000531
Instrument	20053450

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 144 Hamilton Ave was $11,172, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,600 (-) Land $167,000 Building $148,600	$315,600 (-) Land $167,000 Building $148,600
2025	$11,172.00 (+5.61%)	$315,600 Land $167,000 Building $148,600	$315,600 Land $167,000 Building $148,600
2024	$10,579.00
2023		$315,600 Land $167,000 Building $148,600	$315,600 Land $167,000 Building $148,600
2022	$10,301.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 144 Hamilton Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	22 (1999–2024)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 144 Hamilton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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