144 Gilbert St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 144 Gilbert St, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,168 sqft · built 1935
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$284,000 (Dec 2018)
Tax Bill	$3,997 (2026)
Deeds & Mortgages	Oct 2024 Refinance Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94 0000 0054 A`

Property Details

APN / Parcel Number

Primary APN	`94 0000 0054 A`
Alternative APN	`LAWR M:0094 B:0000 L:0054`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
Gross Area	2,326 sqft
Basement Area	662 sqft
Unfinished Basement	662 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,600 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	94 0000 0054 A
Street Address	144 GILBERT ST
City	LAWRENCE
State	MA
Zip	01843-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Subdivision	WOODLAND HEIGHTS
Legal Lot Number	54
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3012
Census Tract	251800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 GILBERT ST, LAWRENCE, MA 01843-3636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB
Dec 12, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Jan 22, 2016 · Amount on Record
Deed Book / Page	15705 / 137
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	15705-137
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	144 GILBERT ST, LAWRENCE, MA 01843-3636
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018126-297
Date	Oct 25, 2024
Book Page	18126/297
Instrument	18451

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	144 GILBERT ST, LAWRENCE, MA 01843-3636
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016812-286
Date	Mar 9, 2021
Book Page	16812/286
Instrument	7999

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 12, 2018
Property Address	144 GILBERT ST, LAWRENCE, MA 01843-3636
Document Number	15705-137
Book / Page	15705 / 137
Instrument Date	Dec 11, 2018
Instrument	29990
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 GILBERT ST, LAWRENCE, MA 01843-3636

Mortgage

Document Number	29991
Date	Dec 12, 2018
Instrument	29991

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,997.00 (+4.99%)	$462,600 (+6.93%) Land $153,200 Building $309,400	$508,938 (+27.1%)
2025	$3,807.00 (+11.94%)	$432,600 (+17.65%) Land $135,700 Building $296,900	$400,425
2024	$3,401.00 (-4.14%)	$367,700 (+5.3%) Land $114,500 Building $253,200
2023	$3,548.00	$349,200 Land $102,100 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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