Madison County and Oneida City property record for 144 Garfield Ave, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1976 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jan 2016) |
| Tax Bill | $5,373 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2023 Mortgage + 1 more |
| APN | 251201 30.77-1-21.2 |
| Primary APN | 251201 30.77-1-21.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 48,352 sqft (1.11 acres) |
| Lot Dimensions | 484 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 144 GARFIELD AVE |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 21.002 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records · APN 251201 30.77-1-21.2
Assessment roll updated April 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 144 GARFIELD AVE, ONEIDA, NY 13421-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jan 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Nov 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2016 · Amount on Record |
| Deed Sale | Jan 29, 2016 · Amount on Record |
| Deed Book / Page | 2016 / 425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | May 15, 2026 |
| Property Address | 144 GARFIELD AVE, ONEIDA, NY 13421-1520 |
| Document Number | 0000002115 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 20262115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 144 GARFIELD AVE, ONEIDA, NY 13421-1520 |
| Document Number | 0000002115, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20262115 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 01, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 144 GARFIELD AVE, ONEIDA, NY 13421-1520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000018 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 2023-318 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 144 GARFIELD AVE, ONEIDA, NY 13421-1520 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000116 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-8116 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2046 |
Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,373.00 (+99.74%) | $108,000 (-) Land $16,600 Building $91,400 | $152,113 (+7.04%) Land $23,380 Building $128,733 |
| 2023 | $108,000 (-) Land $16,600 Building $91,400 | $142,105 (+9.21%) Land $21,842 Building $120,263 | |
| 2022 | $2,690.00 Additional exemption filed | $108,000 Land $16,600 Building $91,400 | $130,120 Land $20,000 Building $110,120 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 41 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONEIDA CITY serves 11,393 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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