144 E Stephenson St, Alcoa, TN 37701 Property Records

Blount County property record for 144 E Stephenson St, Alcoa, TN 37701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,142 sqft · built 1920
Lot Size	0.144 acres (6,281 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Jul 1990)
Tax Bill	$936 (2022)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005046E F 00800`

Property Details

APN / Parcel Number

Primary APN	`005046E F 00800`
Alternative APN	`046E F 00800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,281 sqft
Lot Dimensions	104 ft deep x 60 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	144 E STEPHENSON ST
City	ALCOA
State	TN
Zip	37701-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	SOUTH HALL SD 5 110
Legal Subdivision	SOUTH HALL
Legal Block	5
Legal Lot Number	110 60
Jurisdiction	BLOUNT TN
Township / Civil Division	1
Census Block Group	2
Census Block	2054
Census Tract	10100

Owner

Source: Blount County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 E STEPHENSON ST, ALCOA, TN 37701-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 1990 · Amount on Record
Deed Sale	Jul 2, 1990 · Amount on Record
Deed Document Number	0000518421
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	144 E STEPHENSON ST, ALCOA, TN 37701-2226
Document Number	0000874525
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 E STEPHENSON ST ALCOA TN 377012226, ALCOA, TN 37701-2226

Mortgage

Document Number	0000874525
Date	May 28, 2020
Book Page	002593/001252
Instrument	874525

Lender

Name	REGIONS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 27, 2035

Tax Assessment & Valuation

Source: Blount County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Alcoa City
County	Blount County
Unified School District	Alcoa City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,900 (-) Land $7,500 Building $31,400
2023		$38,900 Land $7,500 Building $31,400	$155,600 Land $30,000 Building $125,600
2022	$936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2002–2020)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Apr 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims Severe Storms And Flooding, Mar 2002 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCOA WATER SYSTEM serves 35,238 people · EPA ID TN0000007
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20