Madison County property record for 144 E Haiti Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,509 sqft |
| Lot Size | 1.18 acres (51,433 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,500 (Apr 2026) |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B002-0004-0020 |
| Primary APN | B002-0004-0020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,509 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 51,433 sqft (1.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 58089 |
|---|---|
| Street Address | 144 E HAITI RD |
| City | BEREA |
| State | KY |
| Zip | 40403-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 |
| Legal Subdivision | WALALETON PIKE TO WEST UNION |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11301 |
Source: Madison County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 144 E HAITI RD, BEREA, KY 40403-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 2, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 25, 2009 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Dec 4, 2006 | Warranty Deed, Transfer · ARM COLDWELL BANKER MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2026 · Amount on Record |
| Deed Document Number | 202614335288 |
| Deed Book / Page | 880 / 791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 144 E HAITI RD, BEREA, KY 40403-1650 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2053/535 |
|---|---|
| Date | May 17, 2021 |
| Book Page | M2053/535 |
| Instrument | 2014037079 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 2, 2026 |
| Property Address | 144 E HAITI RD, BEREA, KY 40403-1650 |
| Document Number | 0014335288 |
| Book / Page | 880 / 791 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202614335288 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $20,452.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 E HAITI RD, BEREA, KY 40403-1650 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 144 E HAITI RD, BEREA, KY 40403-1650 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2053/535 |
|---|---|
| Date | May 17, 2021 |
| Book Page | M2053/535 |
| Instrument | 2014037079 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 25, 2009 |
| Property Address | 144 E HAITI RD, BEREA, KY 40403-1650 |
| Document Number | 00D648/776 |
| Book / Page | D648 / 776 |
| Instrument Date | Jul 13, 2009 |
| Instrument | 431885 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 BRENTWOOD DR, MORRISTOWN, TN 37814-1203 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 144 E HAITI RD, BEREA, KY 40403-1650 |
| Document Number | 0000431886 |
|---|---|
| Date | Aug 25, 2009 |
| Instrument | 431886 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 4, 2006 |
| Property Address | 144 E HAITI RD, BEREA, KY 40403-1650 |
| Document Number | 0D0615/399 |
| Book / Page | D0615 / 399 |
| Instrument Date | Jul 14, 2006 |
| Instrument | 379831 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | METRO W TITLE AGENCY, METRO TITLE OF KENTUCKY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 OWSLEY AVE, LEXINGTON, KY 40502-1526 |
| Name | Verified Name |
|---|---|
| Address | 144 E HAITI RD, BEREA, KY 40403-1650 |
| Document Number | 0000379832 |
|---|---|
| Date | Dec 4, 2006 |
| Instrument | 379832 |
| Name | COLDWELL BANKER MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.82% |
| Type Change Date | Nov 1, 2009 |
| Change Frequency | Annually |
| Min Rate At Change | 5.82% |
| Max Rate At Change | 9.82% |
| Index | 1-Year LIBOR |
| Max Rate | 13.8% |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,489.00 (+53.51%) | $158,000 (+58%) | $158,000 (+58%) |
| 2023 | $970.00 | $100,000 | $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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