Seneca County and Waterloo Town property record for 144 E Elisha St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,154 sqft · built 1860 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $51,500 (Jul 2009) |
| Tax Bill | $2,922 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Jul 2021 Refinance |
| APN | 453801 11-1-82 |
| Primary APN | 453801 11-1-82 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 764 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Garage Type | Detached |
| Porch | Slab |
| Porch Area | 186 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 144 E ELISHA ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 82.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Women's Rights National Historic Park (Boundary Increase) listed 2012 · 3 contributing resources · NRIS 12000134 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 144 E ELISHA ST, WATERLOO, NY 13165-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Mar 9, 2026 | Warranty Deed, Transfer |
| Jul 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2009 · Amount on Record |
| Deed Sale | Jul 31, 2009 · Amount on Record |
| Deed Book / Page | 804 / 127 |
| Last Transfer Date | Mar 2, 2026 |
| Transfer Doc | 0001138/45 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Mar 9, 2026 |
| Property Address | 144 E ELISHA ST, WATERLOO, NY 13165-1437 |
| Document Number | 0001138/45 |
| Book / Page | 1138 / 45 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 73585 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 144 E ELISHA ST, WATERLOO, NY 13165-1437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 144 E ELISHA ST, WATERLOO, NY 13165-1437 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001812/17 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 1812/17 |
| Instrument | 54226 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,922.00 (+4.25%) Homeowner's exemption | ||
| 2025 | $2,803.00 (+91.33%) | $58,000 (-) Land $12,100 Building $45,900 | $95,100 (+16.42%) Land $19,840 Building $75,260 |
| 2023 | $58,000 Land $12,100 Building $45,900 | $81,690 Land $17,042 Building $64,648 | |
| 2019 | $1,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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