144 E 16th St, Holland, MI 49423 Property Records

Ottawa County property record for 144 E 16th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,112 sqft · built 1906
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,732 (Aug 2026)
Tax Bill	$5,638 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-202-017`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-202-017`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,298 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	132 ft deep x 48 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	144 E 16TH ST
City	HOLLAND
State	MI
Zip	49423-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 3, BLK B, ALSO N 1/2 OF VAC ALLEY ADJ ON THE SOUTH BOSMAN'S ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	BOSMANS ADD
Legal Block	202
Legal Lot Number	3
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3002
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6000 N MOE RD, MIDDLEVILLE, MI 49333-8747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Nov 11, 2021	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 5, 2020	Warranty Deed, Transfer · FHA Mortgage BRIGHTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Nov 11, 2021 · Amount on Record
Deed Document Number	202625417
Prior Transfer Date	Oct 15, 2009
Prior Transfer Doc	20090043370
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 18, 2026
Property Address	144 E 16TH ST, HOLLAND, MI 49423-4204
Document Number	0000025417
Instrument Date	Aug 14, 2026
Instrument	202625417
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275,982.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 N MOE RD, MIDDLEVILLE, MI 49333-8747

Mortgage

Document Number	0000025418,
Date	Aug 18, 2026
Instrument	202625418

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 11, 2021
Property Address	144 E 16TH ST, HOLLAND, MI 49423-4204
Document Number	20210056236
Map Reference	LB 3 PG 19
Instrument Date	Nov 9, 2021
Instrument	2021-0056236
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,942.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 N BEECH ST, 211, BELLAIRE, MI 49615-9587

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	144 E 16TH ST, HOLLAND, MI 49423-4204

Mortgage

Document Number	20210056237
Date	Nov 11, 2021
Instrument	2021-0056237

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	144 E 16TH ST, HOLLAND, MI 49423-4204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190002836
Date	Jan 28, 2019
Instrument	2019-0002836

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 5, 2020
Property Address	144 E 16TH ST, HOLLAND, MI 49423-4204
Document Number	20200008586
Map Reference	LB 2 PG 19
Instrument Date	Mar 2, 2020
Instrument	2020-0008586
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 E 16TH ST, 144, HOLLAND, MI 49423-4204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 E 16TH ST, HOLLAND, MI 49423-4202

Mortgage

Document Number	20200008587
Date	Mar 5, 2020
Instrument	2020-0008587

Lender

Name	BRIGHTON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,300 (+4.94%)	$280,600 (+4.94%)
2025	$5,638.00 (+15.87%) Homeowner's exemption	$133,700 (+6.11%)	$267,400 (+6.11%)
2023		$126,000	$252,000
2022	$4,866.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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