Torrington City property record for 144 Culvert St, Torrington, CT 06790
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,408 sqft · built 1910 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (May 2023) |
| Tax Bill | $6,975 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance May 2023 Sale & Mortgage + 5 more |
| APN | 003852 |
| Primary APN | 003852 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Living Area |
| Gross Area | 5,628 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 1,204 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 3852 |
|---|---|
| Street Address | 144 CULVERT ST |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-5148 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R6 |
| Legal Block | 11 |
| Legal Lot Number | 21 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 310803 |
144 Culvert St, a duplex, is owned by two individuals who bought it in May 2023.
Source: Torrington City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 GREGORY DR, RONKONKOMA, NY 11779-4324 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMEXPRESS MORTGAGE CORPORATION |
| May 8, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 15, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 22, 2021 | Warranty Deed, Transfer |
| Jan 20, 2021 | Deed, Transfer |
| Jan 20, 2021 | Warranty Deed, Transfer |
| May 17, 2018 | Fiduciary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2023 · Amount on File |
| Deed Sale | May 8, 2023 · Amount on File |
| Prior Sale | Mar 22, 2021 · Amount on File |
| Deed Document Number | 2023484119 |
| Deed Book / Page | 1389 / 183 |
| Prior Transfer Date | Nov 12, 2021 |
| Prior Transfer Doc | 1350-870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 144 CULVERT ST, TORRINGTON, CT 06790-5148 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001359-901 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 1359/901 |
| Instrument | 2022-472830 |
| Name | HOMEXPRESS MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | May 8, 2023 |
| Property Address | 144 CULVERT ST, TORRINGTON, CT 06790-5148 |
| Document Number | 001389-183 |
| Book / Page | 1389 / 183 |
| Instrument Date | May 1, 2023 |
| Instrument | 2023-484119 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 2023484120 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2023-484120 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Nov 15, 2021 |
| Property Address | 144 CULVERT ST, TORRINGTON, CT 06790-5148 |
| Document Number | 1350-870 |
| Book / Page | 1350 / 870 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021-470412 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 HUGH ST, WEST HARTFORD, CT 06119-2210 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Mar 22, 2021 |
| Property Address | 144 CULVERT ST, TORRINGTON, CT 06790-5148 |
| Document Number | 1329-612 |
| Book / Page | 1329 / 612 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021-462860 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Jan 20, 2021 |
| Property Address | 144 CULVERT ST, TORRINGTON, CT 06790-5148 |
| Document Number | 1325-268 |
| Book / Page | 1325 / 268 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021-461641 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Jan 20, 2021 |
| Property Address | 144 CULVERT ST, TORRINGTON, CT 06790-5148 |
| Document Number | 1325-260 |
| Book / Page | 1325 / 260 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021-461642 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 2142, TORRINGTON, CT 06790-8142 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | May 17, 2018 |
| Property Address | 144 CULVERT ST, TORRINGTON, CT 06790-5148 |
| Document Number | 1267-413 |
| Book / Page | 001267 / 000413 |
| Instrument Date | May 16, 2018 |
| Instrument | 439360 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 ZAPPULA DR TORRINGTON CT 067904460, TORRINGTON, CT 06790-4460 |
The 2026 property tax bill for 144 Culvert St was $6,975, down 13% from the year before.
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,975.00 (-12.98%) | $208,460 (-) Land $23,800 Building $184,660 | $346,342 (+137.35%) |
| 2025 | $8,015.00 | $208,460 Land $23,800 Building $184,660 | $145,922 Land $16,660 Building $129,262 |
| 2024 | $8,015.00 (+85.79%) | ||
| 2023 | $4,314.00 (+1.72%) | $89,960 (-) Land $23,760 Building $66,200 | |
| 2022 | $4,241.00 | $89,960 Land $23,760 Building $66,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 144 Culvert St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 144 Culvert St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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