144 Culpepper Rd, Commerce, GA 30530 Property Records

Banks County property record for 144 Culpepper Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B81 075`

Property Details

APN / Parcel Number

Primary APN	`B81 075`
Alternative APN	`6515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Heated Area
1st Floor Area	1,720 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Deck Area	272 sqft
Patio Area	272 sqft
Storage Building	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	6515
Street Address	144 CULPEPPER RD
City	COMMERCE
State	GA
Zip	30530-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	GMD 207 PB 23-17
Legal Subdivision	STACY CULPEPPER
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1046
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	144 CULPEPPER RD, COMMERCE, GA 30530-7102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit ROBINS FCU
Jul 8, 2021	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROBINS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 24, 2006
Transfer Doc	000280/590
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	144 CULPEPPER RD, COMMERCE, GA 30530-7102
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000449/179
Date	Mar 12, 2018
Book Page	449/179

Lender

Name	ROBINS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	144 CULPEPPER RD, COMMERCE, GA 30530-7102
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CULPEPPER RD, COMMERCE, GA 30530-7102

Mortgage

Document Number	0000000507/0000000821
Date	Jul 8, 2021
Book Page	0000000507/0000000821

Lender

Name	REGIONS BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	144 CULPEPPER RD, COMMERCE, GA 30530-7102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449/179
Date	Mar 12, 2018
Book Page	449/179

Lender

Name	ROBINS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00 (-3.13%) Homeowner's exemption	$129,957 (+3.8%) Land $6,188 Building $123,769	$324,892 (+3.8%) Land $15,470 Building $309,422
2024	$2,427.00 (+60.52%) Homeowner's exemption	$125,194 (+32.73%) Land $5,626 Building $119,568	$312,984 (+32.73%) Land $14,064 Building $298,920
2023	$1,512.00 (-11.42%) Homeowner's exemption	$94,323 (+13.32%) Land $6,426 Building $87,897	$235,809 (+13.32%) Land $16,066 Building $219,743
2022	$1,707.00 Homeowner's exemption	$83,239 Land $6,426 Building $76,813	$208,098 Land $16,066 Building $192,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Culpepper Rd

Nearby Streets

All Commerce, GA Property Records

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