144 Cringle Rd, Saranac, NY 12981 Property Records

Clinton County and Saranac Town property record for 144 Cringle Rd, Saranac, NY 12981

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,456 sqft · built 1994
Lot Size	0.516 acres (22,500 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2009)
Tax Bill	$4,512 (2026)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094489 216.-1-76.2`

Property Details

APN / Parcel Number

Primary APN	`094489 216.-1-76.2`
Alternative APN	`448921600000010760020000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,500 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Porch	Patio
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	144 CRINGLE RD
City	SARANAC
State	NY
Zip	12981-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 247 REF TR
Legal Block	1
Legal Lot Number	76.002
Jurisdiction	CLINTON NY
Township / Civil Division	SARANAC
Census Block Group	6
Census Block	6020
Census Tract	103800

Owner

Source: Clinton County and Saranac Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	144 CRINGLE RD, SARANAC, NY 12981-3521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer
Jul 27, 2026	Warranty Deed, Transfer
Jun 1, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2009 · Amount on Record
Deed Sale	Apr 30, 2009 · Amount on Record
Deed Document Number	2009
Deed Book / Page	20092 / 23676
Last Transfer Date	Jul 16, 2026
Transfer Doc	0000351707
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 27, 2026
Property Address	144 CRINGLE RD, SARANAC, NY 12981-3521
Document Number	0000351707
Instrument Date	Jul 16, 2026
Instrument	2026351707
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CRINGLE RD, SARANAC, NY 12981-3521

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 27, 2026
Property Address	144 CRINGLE RD, SARANAC, NY 12981-3521
Document Number	0000351706
Instrument Date	Jul 16, 2026
Instrument	2026351706
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CRINGLE RD, SARANAC, NY 12981-3521

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Recording Date	Jun 1, 2026
Property Address	144 CRINGLE RD, SARANAC, NY 12981-3521
Document Number	0000350653
Instrument Date	May 23, 2026
Instrument	2026350653
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CRINGLE RD, SARANAC, NY 12981-3521

Mortgage

Document Number	0000350653,
Date	Jun 1, 2026
Instrument	2026350653

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	144 CRINGLE RD, SARANAC, NY 12981-3521
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000313147
Date	Jan 15, 2021
Instrument	20210-00313147

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Saranac Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,512.00 (+199.8%) Homeowner's exemption
2025	$1,505.00	$187,000 (-) Land $24,300 Building $162,700	$202,500 (+8.29%) Land $26,314 Building $176,186
2023		$187,000 Land $24,300 Building $162,700	$187,000 Land $24,300 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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