144 Cook Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 144 Cook Rd, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,522 sqft · built 1952
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Dec 2020)
Tax Bill	$7,360 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N0210900`

Property Details

APN / Parcel Number

Primary APN	`N0210900`
Alternative APN	`PROS M:116 B:40 L:144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,522 sqft Living Area
Basement Area	1,430 sqft
Unfinished Basement	1,430 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	N0210900
Street Address	144 COOK RD
City	PROSPECT
State	CT
Zip	06712-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	40
Legal Lot Number	144
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1008
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	144 COOK RD, PROSPECT, CT 06712-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage SPRING EQ LLC
Dec 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PANORAMA MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Oct 19, 1993 · Amount on Record
Deed Document Number	20201713
Deed Book / Page	874 / 201
Transfer Doc	739-142
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	144 COOK RD, PROSPECT, CT 06712-1811
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000935-201
Date	Sep 15, 2025
Book Page	935/201
Instrument	2025-912

Lender

Name	SPRING EQ LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Dec 2, 2020
Property Address	144 COOK RD, PROSPECT, CT 06712-1811
Document Number	874-201
Book / Page	874 / 201
Instrument Date	Nov 23, 2020
Instrument	1713
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1714
Date	Dec 2, 2020
Instrument	1714

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,360.00 (+11.35%)	$258,510 (-) Land $74,410 Building $184,100	$494,149 (+173.08%)
2025	$6,610.00	$258,510 (+36.17%) Land $74,410 Building $184,100	$180,957 Land $52,087 Building $128,870
2024	$6,610.00 (+9.08%)
2023	$6,060.00 (-0.1%)	$189,850 (-) Land $74,430 Building $115,420
2022	$6,066.00	$189,850 Land $74,430 Building $115,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARMONY ACRES MOBILE HOME PARK private · serves 465 people · EPA ID CT1150031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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