144 Cherry St NW, Warwick, GA 31796 Property Records

Worth County property record for 144 Cherry St NW, Warwick, GA 31796

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,873 sqft · built 1900
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Aug 2021)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Feb 2007 Mortgage Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WW040-029-000`

Property Details

APN / Parcel Number

Primary APN	`WW040-029-000`
Alternative APN	`12346`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,873 sqft Heated Area
1st Floor Area	1,837 sqft
2nd Floor Area	857 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	160 ft deep x 160 ft wide
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12346
Street Address	144 CHERRY ST NW
City	WARWICK
State	GA
Zip	31796-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1,2,3, P/O 4 BLK 15
Legal Subdivision	TOWN WARWICK
Legal Block	15
Legal Lot Number	1-3,P
Jurisdiction	WORTH GA
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1057
Census Tract	950100

Owner

144 Cherry St NW is owned and occupied by two individuals who bought it in August 2021.

Source: Worth County records, as of February 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	144 CHERRY ST NW, WARWICK, GA 31796-5511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2007	Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CU
Aug 15, 2025	Limited Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE
Aug 13, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Mar 21, 2014	Warranty Deed, Transfer · Conventional Mortgage SOUTH GEORGIA BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Mar 21, 2014 · Amount on File
Deed Document Number	2021685
Deed Book / Page	1170 / 102
Record Updated	Sep 20, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORTH GA
Property Address	144 CHERRY ST NW, WARWICK, GA 31796-5511
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000743/226
Date	Feb 5, 2007
Book Page	743/226

Lender

Name	GEORGIAS OWN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jan 1, 2013

August 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WORTH GA
Recording Date	Aug 15, 2025
Property Address	144 CHERRY ST NW, WARWICK, GA 31796-5511
Document Number	0001256/35
Book / Page	1256 / 35
Instrument Date	Aug 1, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CHERRY ST NW, WARWICK, GA 31796-5511

Mortgage

Document Number	0000125638
Date	Aug 15, 2025
Instrument	1256/38

Lender

Name	CANOPY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WORTH GA
Recording Date	Aug 13, 2021
Property Address	144 E CHERRY ST NE, WARWICK, GA 31796
Document Number	001170/102
Book / Page	1170 / 102
Instrument Date	Aug 13, 2021
Instrument	2021-000685
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CHERRY ST NW, WARWICK, GA 31796-5511

Mortgage

Document Number	0000001170/0000000104
Date	Aug 17, 2021
Book Page	0000001170/0000000104

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WORTH GA
Recording Date	Mar 21, 2014
Property Address	144 CHERRY ST NW, WARWICK, GA 31796-5511
Document Number	0000959/46
Book / Page	959 / 46
Instrument Date	Mar 21, 2014
Instrument	2014-000158
Transaction Type	Transfer
Record Updated	Jul 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 129, WARWICK, GA 31796-0129

Mortgage

Document Number	0000959/49
Date	Mar 27, 2014
Book Page	959/49

Lender

Name	SOUTH GEORGIA BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 144 Cherry St NW was $3,072 with a homeowner's exemption.

Source: Worth County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Worth County
Municipality	Warwick City
Unified School District	Worth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,072.00 Homeowner's exemption	$123,892 Land $2,950 Building $120,942	$309,729 Land $7,375 Building $302,354
2023	$941.00 (-37.68%) Homeowner's exemption	$48,274 (-) Land $3,328 Building $44,946	$120,685 (-) Land $8,320 Building $112,365
2022	$1,510.00 Homeowner's exemption	$48,274 Land $3,328 Building $44,946	$120,685 Land $8,320 Building $112,365

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 144 Cherry St NW in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (1998–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2026
Claims by Event	Severe Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Cherry St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK serves 408 people · EPA ID GA3210004
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Citizens Telephone Company Cable	25 / 3
T-Mobile Fixed Wireless	25 / 3
Mediacom Xtream Fixed Wireless	25 / 3
AT&T Fixed Wireless · DSL	25 / 3
TruVista Communications DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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