Wayne County property record for 144 Cherry St, Monticello, KY 42633 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 952 sqft · built 2013 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jan 2026) |
| Tax Bill | $457 (2025) |
| Deeds & Mortgages | Mar 2012 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M3-23-020.01 |
| Primary APN | M3-23-020.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 952 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,663 sqft (0.13 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 114 sqft |
| Deck Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 19285 |
|---|---|
| Street Address | 144 CHERRY ST |
| City | MONTICELLO |
| State | KY |
| Zip | 42633-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY ST |
| Jurisdiction | WAYNE KY |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 920300 |
Source: Wayne County records · APN M3-23-020.01
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 144 CHERRY ST, MONTICELLO, KY 42633-1051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2012 | Deed of Trust, Mortgage HOUSING ASSISTANCE COUNCIL |
| Jan 16, 2026 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jun 18, 2012 | Warranty Deed, Transfer UNITED STATES OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Jun 18, 2012 · Amount on Record |
| Deed Document Number | 165822 |
| Deed Book / Page | 421 / 494 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE KY |
| Property Address | 144 CHERRY ST, MONTICELLO, KY 42633-1051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000361/229 |
|---|---|
| Date | Mar 09, 2012 |
| Book Page | 361/229 |
| Name | HOUSING ASSISTANCE COUNCIL |
|---|---|
| Address | WASHINGTON, DC 20005 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNE KY |
| Recording Date | Jan 16, 2026 |
| Property Address | 144 CHERRY ST, MONTICELLO, KY 42633-1051 |
| Document Number | 000421/494 |
| Book / Page | 421 / 494 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 165822 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 RACE ST, MONTICELLO, KY 42633-1747 |
| Name | Verified Name |
|---|---|
| Address | 144 CHERRY ST, MONTICELLO, KY 42633-1051 |
| Document Number | 0000165823 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 165823 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Number | 000487/629 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 487/629 |
| Instrument | 165824 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Feb 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE KY |
| Recording Date | Jun 18, 2012 |
| Property Address | 144 CHERRY ST, MONTICELLO, KY 42633-1051 |
| Document Number | 348/055 |
| Book / Page | 348 / 055 |
| Instrument Date | Jun 13, 2012 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | KENTUCKY MTN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1738, LONDON, KY 40743-1738 |
| Name | Verified Name |
|---|---|
| Address | 411 CHERRY ST, MONTICELLO, KY 42633 |
| Document Number | 364287 |
|---|---|
| Date | Jun 18, 2012 |
| Instrument | 364/287 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 456 Months |
| Due | Jun 13, 2050 |
| Document Number | 000364/357 |
|---|---|
| Date | Jun 18, 2012 |
| Book Page | 364/357 |
| Name | FAHE INC |
|---|---|
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 13, 2022 |
Source: Wayne County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Wayne County |
| Municipality | Monticello City |
| Unified School District | Wayne County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457.00 (+85.77%) Homeowner's exemption | $95,000 (+31.03%) | $95,000 (+31.03%) |
| 2023 | $246.00 Homeowner's exemption | $72,500 | $72,500 |
Source: FEMA National Flood Hazard Layer, Wayne County (21231C), updated September 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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