Westerly Town property record for 144 Atlantic Ave, Westerly, RI 02891
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,824 sqft · built 1950 |
| Lot Size | 0.139 acres (6,036 sqft) |
| Owner | Company Name on Record |
| Last Sale | $850,000 (Apr 2019) |
| Tax Bill | $5,682 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Apr 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:165 B:216 |
| Primary APN | WEST M:165 B:216 |
|---|---|
| Alternative APNs |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,824 sqft Total Area |
| Gross Area | 6,324 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 6,036 sqft (0.139 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 15025725 |
|---|---|
| Street Address | 144 ATLANTIC AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4309 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 216 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 144 ATLANTIC AVE, WESTERLY, RI 02891-4309 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWTEK SMALL BUSINESS FINANCE INC |
| Apr 17, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage CELTIC BANK CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on Record |
| Deed Sale | Apr 17, 2019 · Amount on Record |
| Deed Document Number | 20191536 |
| Deed Book / Page | 2019 / 5847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 144 ATLANTIC AVE, WESTERLY, RI 02891-4309 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021-17362 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 2021/17362 |
| Instrument | 2021-3891 |
| Name | NEWTEK SMALL BUSINESS FINANCE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 17, 2019 |
| Property Address | 144 ATLANTIC AVE, WESTERLY, RI 02891-4309 |
| Document Number | 2019-5847 |
| Book / Page | 2019 / 5847 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 2019-1536 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 ATLANTIC AVE, WESTERLY, RI 02891-4309 |
| Document Number | 20191537 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019-1537 |
| Name | CELTIC BANK CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,682.00 (-5.55%) | $799,100 (+27.77%) Land $337,200 Building $461,900 | $1,408,258 |
| 2023 | $6,016.00 (+1.9%) | $625,400 (+1.26%) Land $306,200 Building $319,200 | |
| 2022 | $5,904.00 | $617,600 Land $306,200 Building $311,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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